Flathead County property record for 1238 6th St W, Kalispell, MT 59901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 896 sqft · built 1982 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $436,350 (Sep 2025) |
| Tax Bill | $2,134 (2026) |
| Deeds & Mortgages | Sep 2025 Second Mortgage Sep 2025 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0791857 |
| Primary APN | R0791857 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 896 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Basement Area | 480 sqft |
| Finished Basement | 480 sqft |
| Family Room | Family Room |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 256 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000971821 |
|---|---|
| Street Address | 1238 6TH ST W |
| City | KALISPELL |
| State | MT |
| Zip | 59901-4239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 3 |
| Legal Description | S18, T28 N, R21 W, TR 5DRAD IN LOT 2 |
| Legal Range | 21W |
| Legal Township | 28N |
| Legal Section | 18 |
| Legal Subdivision | 02 CERTIFICATE/SURV 4005 |
| Legal Tract | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 1101 |
1238 6th St W is owned and occupied by two individuals who bought it in September 2025.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1238 6TH ST W, KALISPELL, MT 59901-4239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ENVOY MORTGAGE LTD |
| Sep 5, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ENVOY MORTGAGE LTD |
| Sep 5, 2025 | Warranty Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD |
| Dec 5, 2022 | Warranty Deed, Transfer · Conventional Mortgage VALLEY BANK OF KALISPELL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2025 · Amount on File |
| Deed Sale | Sep 5, 2025 · Amount on File |
| Prior Sale | Dec 5, 2022 · Amount on File |
| Deed Document Number | 202519264 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 1238 6TH ST W, KALISPELL, MT 59901-4239 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2025 |
| Name | Verified Name |
|---|
| Document Number | 202500020767 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 202500020767 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | MISSOULA, MT 59802 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 1238 6TH ST W, KALISPELL, MT 59901-4239 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2025 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Name | Verified Name |
|---|
| Document Number | 202500019266 |
|---|---|
| Date | Sep 5, 2025 |
| Instrument | 202500019266 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | MISSOULA, MT 59802 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Sep 5, 2025 |
| Property Address | 1238 6TH ST W, KALISPELL, MT 59901-4239 |
| Document Number | 202500019264 |
| Instrument Date | Sep 5, 2025 |
| Instrument | 202500019264 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2025 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1238 6TH ST W, KALISPELL, MT 59901-4239 |
| Investor | Possibly a Property Investor |
| Document Number | 202500019265 |
|---|---|
| Date | Sep 5, 2025 |
| Instrument | 202500019265 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Dec 5, 2022 |
| Property Address | 1238 6TH ST W, KALISPELL, MT 59901-4239 |
| Document Number | 202200029849 |
| Instrument Date | Dec 5, 2022 |
| Instrument | 202200029849 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2022 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 7324, KALISPELL, MT 59904-0324 |
| Document Number | 202200029850 |
|---|---|
| Date | Dec 5, 2022 |
| Instrument | 202200029850 |
| Name | VALLEY BANK OF KALISPELL |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
The 2026 property tax bill for 1238 6th St W was $2,134, up 9.8% from the year before.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Municipality | Kalispell City |
| Secondary School District | Flathead High School District (09 - 12) |
| Elementary School District | Kalispell Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,134.00 (+9.77%) | $404,500 (-) | |
| 2025 | $1,944.00 | $404,500 | $404,500 Land $85,665 Building $318,835 |
| 2023 | $3,341.00 | $333,800 | $333,800 Land $75,514 Building $258,286 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1238 6th St W in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1238 6th St W is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KALISPELL PUBLIC WORKS serves 25,000 people · EPA ID MT0000259 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vero Fiber Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Glacier Broadband Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bullitt Communications Fixed Wireless | 100 / 50 |
| MontanaSky Networks Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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