San Luis Obispo County property record for 1238 5th St, Los Osos, CA 93402
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,199 sqft · built 1963 |
| Lot Size | 0.144 acres (6,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $820,000 (May 2024) |
| Tax Bill | $13,419 (2025) |
| Deeds & Mortgages | Mar 2021 Transfer Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-112-009 |
| Primary APN | 038-112-009 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,199 sqft Living Area |
| 1st Floor Area | 1,199 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Multi-Family |
| Construction Type | Wood |
| Lot Area | 6,250 sqft (0.144 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 1238 5TH ST |
|---|---|
| City | LOS OSOS |
| State | CA |
| Zip | 93402-1254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMF |
| Legal Description | TN EL MORO BL 36 LT 15&16 |
| Legal Subdivision | EL MORO |
| Legal Block | 36 |
| Legal Lot Number | 15,16 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 10701 |
1238 5th St is owned and occupied by an individual who bought it in May 2024.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1238 5TH ST, LOS OSOS, CA 93402-1254 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2021 | Intrafamily Transfer, Transfer AMROCK INC, AMROCK LLC |
| Mar 31, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Apr 30, 2019 | Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Aug 17, 2018 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2024 · Amount on File |
| Deed Sale | May 20, 2024 · Amount on File |
| Prior Sale | Apr 30, 2019 · Amount on File |
| Deed Document Number | 202413398 |
| Prior Transfer Date | Sep 30, 1993 |
| Prior Transfer Doc | 0000078409 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Mar 31, 2021 |
| Property Address | 1238 5TH ST, LOS OSOS, CA 93402-1254 |
| Document Number | 0000024271 |
| Map Reference | MB A PG 80 |
| Instrument Date | Oct 7, 2020 |
| Instrument | 2021024271 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2023 |
| Title Company | AMROCK INC, AMROCK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 935 ISABELLA WAY, SAN LUIS OBISPO, CA 93405-6186 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Mar 31, 2021 |
| Property Address | 1238 5TH ST, LOS OSOS, CA 93402-1254 |
| Document Number | 0000024269 |
| Map Reference | MB A PG 80 |
| Instrument Date | Oct 7, 2020 |
| Instrument | 2021024269 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2023 |
| Title Company | AMROCK INC, AMROCK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 935 ISABELLA WAY, SAN LUIS OBISPO, CA 93405-6186 |
| Document Number | 0000024270 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 2021024270 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 176 Months |
| Due | Nov 1, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Apr 30, 2019 |
| Property Address | 1238 5TH ST, LOS OSOS, CA 93402-1254 |
| Document Number | 0000015532 |
| Map Reference | MB A PG 80 |
| Instrument Date | Apr 24, 2019 |
| Instrument | 2019015532 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1238 5TH ST, LOS OSOS, CA 93402-1254 |
| Document Number | 0000015533 |
|---|---|
| Date | Apr 30, 2019 |
| Instrument | 2019015533 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2034 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Aug 17, 2018 |
| Property Address | 1238 5TH ST, LOS OSOS, CA 93402-1254 |
| Document Number | 0000034216 |
| Instrument Date | Aug 16, 2018 |
| Instrument | 34216 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $467.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 4568 SPANISH OAKS DR SAN LUIS OBISPO CA 934017845, SAN LUIS OBISPO, CA 93401-7845 |
The 2025 property tax bill for 1238 5th St was $13,419 with a homeowner's exemption.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $853,128 (+2%) Land $572,220 Building $280,908 | |
| 2025 | $13,419.00 Homeowner's exemption | $836,400 Land $561,000 Building $275,400 |
| 2023 | $9,404.00 (+4.08%) | $616,513 Land $428,879 Building $187,634 |
| 2022 | $9,035.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1238 5th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (1992–1995) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1238 5th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOS OSOS COMMUNITY SERVICES DISTRICT serves 7,086 people · EPA ID CA4010016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Astound Broadband, Ranch Wifi, Surfnet Communications, Verizon.
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