Albany County and Watervliet City property record for 1238 4th Ave, Watervliet, NY 12189
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 7,290 sqft · built 1935 |
| Lot Size | 0.137 acres (6,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $132,000 (Jul 2022) |
| Tax Bill | $6,687 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 011800 32.82-2-30 |
| Primary APN | 011800 32.82-2-30 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 7,290 sqft Gross Area |
| Overhead Door | Overhead Door |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1970 |
| Lot Area | 6,000 sqft (0.137 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 03208200020300000000 |
|---|---|
| Street Address | 1238 4TH AVE |
| City | WATERVLIET |
| State | NY |
| Zip | 12189-3343 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | R2 |
| Legal Block | 2 |
| Legal Lot Number | 30.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | WATERVLIET |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 13200 |
1238 4th Ave, a commercial property, is owned by a company that bought it in July 2022.
Source: Albany County and Watervliet City records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1238 4TH AVE, WATERVLIET, NY 12189-3343 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2022 · Amount on File |
| Deed Sale | Jul 14, 2022 · Amount on File |
| Prior Sale | Dec 11, 2015 · Amount on File |
| Deed Document Number | 202216589 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 1238 4TH AVE, WATERVLIET, NY 12189-3343 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Title Company | FITCH TITKLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 6798 FLY RD, EAST SYRACUSE, NY 13057-9341 |
| Document Number | 0000000600 |
|---|---|
| Date | Feb 6, 2026 |
| Instrument | R2026-2600 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Address | NORWICH, NY 13815 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 1238 4th Ave was $6,687.
Source: Albany County and Watervliet City assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| Municipality | Watervliet City |
| Unified School District | Watervliet City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,687.00 | ||
| 2025 | $175,000 Land $31,100 Building $143,900 | $297,518 Land $52,873 Building $244,645 | |
| 2023 | $175,000 Land $31,100 Building $143,900 | $251,799 Land $44,748 Building $207,051 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1238 4th Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2000.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 3 (2000–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1238 4th Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERVLIET CITY serves 9,889 people · EPA ID NY0110127 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Jan 2023 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Massivemesh Networks, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures