12378 145th Ln, Largo, FL 33774 Property Records

Pinellas County property record for 12378 145th Ln, Largo, FL 33774

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,590 sqft · built 1974
Lot Size	0.413 acres (17,995 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Jun 2019)
Tax Bill	$5,689 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`C62-000-749-4433-1`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-4433-1`
Alternative APNs	`07-30-15-00000-310-0400` `301507000003100400` `153007000003100400` `R74330`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,590 sqft Living Area
Gross Area	2,626 sqft
1st Floor Area	2,590 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	17,995 sqft (0.413 acres)
Lot Dimensions	222 ft deep x 81 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	156 sqft
Deck Area	100 sqft
Patio Area	100 sqft
Shed	1 Shed
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R74330
Street Address	12378 145TH LN
City	LARGO
State	FL
Zip	33774-2811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF SW 1/4 OF SEC 07-30-15 DESC FROM NE COR OF LOT 4 OF YELLOW BANKS GROVE 5TH ADD FOR POB TH N89D0759W 221.02FT TH N01D2051W 81FT TH N89D 0759E 223FT(S) TH S00D 0046E 81FT TO POB
Legal Range	15E
Legal Township	30S
Legal Section	7
Legal Subdivision	PART OF SW 1/4 OF SEC
Legal Lot Number	4
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1001
Census Tract	25208

Owner

12378 145th Ln is owned and occupied by two individuals who bought it in June 2019.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12378 145TH LN, LARGO, FL 33774-2811
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 11, 2019	Warranty Deed, Transfer · FHA Mortgage PARKSIDE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2019 · Amount on File
Deed Sale	Jun 11, 2019 · Amount on File
Prior Sale	Aug 29, 2014 · Amount on File
Deed Document Number	2019185023
Deed Book / Page	20573 / 1749
Prior Transfer Date	Aug 7, 2008
Prior Transfer Doc	0163510533
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12378 145TH LN, LARGO, FL 33774-2811
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12378 145TH LN, LARGO, FL 33774-2811

Mortgage

Document Number	0216491910
Date	Jul 30, 2021
Book Page	21649/1910
Instrument	2021249587

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	336 Months
Due	Jul 1, 2049

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 11, 2019
Property Address	12378 145TH LN, LARGO, FL 33774-2811
Document Number	0205731749
Book / Page	020573 / 001749
Instrument Date	Jun 10, 2019
Instrument	185023
Transaction Type	Transfer
Record Updated	Jul 4, 2019
Title Company	TROPICAL TITLE INSURANCE LLC, TROPICAL TITLE INS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12378 145TH LN LARGO FL 337742811, LARGO, FL 33774-2811

Mortgage

Document Number	205731752
Date	Jun 11, 2019
Book Page	020573/001752
Instrument	185024

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94102

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12378 145th Ln was $5,689 with a homeowner's exemption, up 5.6% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,689.00 (+5.57%) Homeowner's exemption	$341,834	$533,210 Land $245,822 Building $287,388
2024	$5,389.00 (+1.64%)
2023	$5,302.00 (+2.85%) Homeowner's exemption	$322,524 (+3%)	$414,625 (+2.22%) Land $251,003 Building $163,622
2022	$5,155.00 Homeowner's exemption	$313,130	$405,612 Land $264,805 Building $140,807

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12378 145th Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 37 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	149 units insured incl. 112 condo units
Nearby Flood Claims	5 (1992–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12378 145th Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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