El Paso County property record for 12375 Oregon Wagon Trl, Elbert, CO 80106
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 5,967 sqft · built 1989 |
| Lot Size | 2.9 acres (126,324 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,559 (2025) |
| Deeds & Mortgages | Dec 2021 Reverse Mortgage Nov 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42170-04-001 |
| Primary APN | 42170-04-001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 5,967 sqft Living Area |
| Gross Area | 7,079 sqft |
| 1st Floor Area | 3,467 sqft |
| Upper Floors Area | 1,740 sqft |
| Basement Area | 840 sqft |
| Finished Basement | 760 sqft |
| Unfinished Basement | 80 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Multi-Level |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 126,324 sqft |
| View / Lot | Rural |
| Garage Type | Attached |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Covered Slab |
| Porch Area | 252 sqft |
| Patio Area | 1,300 sqft |
| Total Buildings | 3 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Account Number | R4217004001 |
|---|---|
| Street Address | 12375 OREGON WAGON TRL |
| City | ELBERT |
| State | CO |
| Zip | 80106-9032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR-2.5 |
| Legal Description | LOT 62 THE TRAILS FIL NO 2 |
| Legal Subdivision | THE TRAILS FIL NO 2 |
| Legal Lot Number | 62 |
| Jurisdiction | EL PASO CO |
| Township / Civil Division | BLACK FOREST-PEYTON |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 3914 |
12375 Oregon Wagon Trl is owned and occupied by an individual who acquired it in May 2023.
Source: El Paso County records, as of June 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12375 OREGON WAGON TRL, ELBERT, CO 80106-9032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 8, 2021 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Nov 10, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Nov 10, 2017 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 1989 |
| Deed Sale | May 5, 1989 |
| Deed Book / Page | 5628 / 1029 |
| Last Transfer Date | May 5, 2023 |
| Transfer Doc | 0000040229 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL PASO CO |
| Property Address | 12375 OREGON WAGON TRL, ELBERT, CO 80106-9032 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000223708 |
|---|---|
| Date | Dec 8, 2021 |
| Instrument | 221223708 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 863 Months |
| Due | Nov 18, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.94% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 6.94% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL PASO CO |
| Property Address | 12375 OREGON WAGON TRL, ELBERT, CO 80106-9032 |
| Document Number | 0000140531 |
| Instrument Date | Nov 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 12375 OREGON WAGON TRL ELBERT CO 801069032, ELBERT, CO 80106-9032 |
| Document Number | 0000140531 |
|---|---|
| Date | Nov 20, 2017 |
| Instrument | 140531 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 912 Months |
| Due | Nov 19, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.11% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL PASO CO |
| Property Address | 12375 OREGON WAGON TRL, ELBERT, CO 80106-9032 |
| Document Number | 0000140530 |
| Instrument Date | Nov 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 12375 OREGON WAGON TRL ELBERT CO 801069032, ELBERT, CO 80106-9032 |
| Document Number | 0000140530 |
|---|---|
| Date | Nov 20, 2017 |
| Instrument | 140530 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 912 Months |
| Due | Nov 19, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.11% |
The 2025 property tax bill for 12375 Oregon Wagon Trl was $3,559.
Source: El Paso County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | El Paso County |
| Unified School District | School District 49 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $59,070 (-) | $837,910 (-) | |
| 2025 | $3,559.00 | $59,070 (+1.55%) | $837,910 |
| 2024 | $58,170 (-) Land $8,680 Building $49,490 | ||
| 2023 | $3,289.00 (+31.4%) | $58,170 (+35.25%) Land $8,680 Building $49,490 | $868,112 (+43.88%) Land $129,500 Building $738,612 |
| 2022 | $2,503.00 | $43,010 Land $6,760 Building $36,250 | $603,351 Land $97,300 Building $506,051 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12375 Oregon Wagon Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12375 Oregon Wagon Trl is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 66% of Colorado |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| StratusIQ Fiber | 10,000 / 10,000 |
| Conexon Connect Fiber | 2,000 / 2,000 |
| Kellin Communications Fixed Wireless | 1,000 / 220 |
May also be available: Rise Broadband, Verizon.
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