12375 N Ledges Dr, Roscoe, IL 61073 Property Records

Winnebago County property record for 12375 N Ledges Dr, Roscoe, IL 61073

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,810 sqft · built 1968
Lot Size0.51 acres (22,216 sqft)
OwnerIndividual Name on Record
Last Sale$330,000 (Apr 2023)
Tax Bill$9,309 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Jan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-26-226-003

Property Details

APN / Parcel Number

Primary APN04-26-226-003
Alternative APNs
  • 426226003
  • 026A244

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,810 sqft Living Area
Basement Area540 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Lot Area22,216 sqft (0.51 acres)
Garage Area576 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Street Address12375 N LEDGES DR
CityROSCOE
StateIL
Zip61073-8467
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionTHE LEDGES COUNTRY CLUB ESTATES PLAT 2BNG PT NE1/4 SEC 26-46-2 S8FT LT 85 +ALL LT LOT 084
Legal Range2
Legal Township46
Legal Section26
Legal SubdivisionTHE LEDGES COUNTRY CLUB ESTATES
Legal Lot Number84-85
JurisdictionWINNEBAGO IL
Township / Civil DivisionROSCOE
Census Block Group4
Census Block4013
Census Tract3903

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12375 N LEDGES DR, ROSCOE, IL 61073-8467
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2023Deed, Transfer · VA Mortgage
BLACKHAWK BANK
Jan 6, 2022Warranty Deed, Transfer · Conventional Mortgage
BYRON BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 10, 2023 · Amount on Record
Deed SaleApr 10, 2023 · Amount on Record
Prior SaleJan 6, 2022 · Amount on Record
Deed Document Number20237431
Record UpdatedOct 29, 2026

April 2023: Deed, Transfer

Document TypeDeed
JurisdictionWINNEBAGO IL
Recording DateApr 10, 2023
Property Address12375 N LEDGES DR, ROSCOE, IL 61073-8467
Document Number0000007431
Map ReferenceBK32 PG14
Instrument DateApr 6, 2023
Instrument2307431
Transaction TypeTransfer
Record UpdatedMay 3, 2023
Title CompanyMAGNUS TITLE AGENCY, MTA

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$495.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12375 N LEDGES DR, ROSCOE, IL 61073-8467

Mortgage

Document Number0000007432
DateApr 10, 2023
Instrument2307432
Lender
NameBLACKHAWK BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateJan 6, 2022
Property Address12375 N LEDGES DR, ROSCOE, IL 61073-8467
Document Number0000000579
Map ReferencePB 32 PG 14
Instrument DateDec 13, 2021
Instrument2200579
Transaction TypeTransfer
Record UpdatedMay 19, 2022
Title CompanyLAKESHORE TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$277.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address845 PALMETTO DR NE, 845, PORT CHARLOTTE, FL 33952-8234

Transferred To (Grantee/Buyer)

NameVerified Name
Address10638 N MAIN ST, ROCKTON, IL 61072-9456

Mortgage

Document Number0000000580
DateJan 6, 2022
Instrument2200580
Lender
NameBYRON BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate3.69%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRoscoe Township
Secondary School DistrictHononegah Community High School District 207 (09 - 12)
Elementary School DistrictKinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,309.00 (+49.81%)$125,520 (+84.98%) Land $21,626 Building $103,894$376,560 (+84.98%) Land $64,878 Building $311,682
2022$6,214.00$67,855 Land $16,204 Building $51,651$203,565 Land $48,612 Building $154,953

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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