12375 Hidden Bay Dr, Berlin, MD 21811 Property Records

Worcester County property record for 12375 Hidden Bay Dr, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,612 sqft · built 2023
Lot Size	0.234 acres (10,201 sqft)
Owner	2 Individual Names on File
Last Sale	$1,072,687 (May 2023)
Tax Bill	$7,346 (2026)
Deeds & Mortgages	Oct 2023 Transfer May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`10-747058`

Property Details

APN / Parcel Number

Primary APN	`10-747058`
Alternative APN	`747058`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	3,612 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,201 sqft (0.234 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	747058
Street Address	12375 HIDDEN BAY DR
City	BERLIN
State	MD
Zip	21811-2750
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 44 10201SQFT HIDDEN BAY DR THE LANDINGS
Legal Lot Number	44
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	1
Census Block	1032
Census Tract	951700

Owner

12375 Hidden Bay Dr is owned by two individuals who acquired it in September 2023.

Source: Worcester County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	132 GREENTREE FARM DR, DICKERSON, MD 20842-9010
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Intrafamily Transfer, Transfer
May 2, 2023	Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Jul 26, 2022	Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2023 · Amount on File
Deed Sale	May 2, 2023 · Amount on File
Deed Book / Page	8567 / 206
Last Transfer Date	Sep 11, 2023
Transfer Doc	0086470451
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WORCESTER MD
Recording Date	Oct 4, 2023
Property Address	12375 HIDDEN BAY DR, BERLIN, MD 21811-2750
Document Number	0086470451
Book / Page	8647 / 451
Map Reference	MB SVH 196 PG 60-82
Instrument Date	Sep 11, 2023
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	132 GREENTREE FARM DR, DICKERSON, MD 20842-9010

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	May 2, 2023
Property Address	12375 HIDDEN BAY DR, BERLIN, MD 21811-2750
Document Number	0085670206
Book / Page	8567 / 206
Map Reference	MB SVH196 PG 60-82
Instrument Date	Apr 26, 2023
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,363.44
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9720 PATUXENT WOODS DR, COLUMBIA, MD 21046-1526

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	12375 HIDDEN BAY DR, BERLIN, MD 21811-2750

Mortgage

Document Number	0085670211
Date	May 2, 2023
Instrument	8567-0211

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Jul 26, 2022
Property Address	12375 HIDDEN BAY DR, BERLIN, MD 21811-2750
Document Number	0084290304
Book / Page	8429 / 304
Map Reference	MB 196 PG 60-82
Instrument Date	Jul 20, 2022
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	32448 ROYAL BLVD UNIT 1, 1, DAGSBORO, DE 19939-3899
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 12375 Hidden Bay Dr was $7,346, up 2.5% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,346.00 (+2.51%)	$795,933 (+2.52%)	$835,000 (+7.55%) Land $200,100 Building $634,900
2025	$7,166.00	$776,400 Land $200,100 Building $576,300	$776,400 Land $200,100 Building $576,300
2023	$6,144.00	$642,067	$776,400 Land $200,100 Building $576,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12375 Hidden Bay Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 271 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	274 units insured incl. 3 condo units
Nearby Flood Claims	107 (1991–2012)
Claims Outside the SFHA	4 of 107
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 15 claims Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12375 Hidden Bay Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 71% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MYSTIC HARBOUR serves 5,945 people · EPA ID MD0230011
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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