12375 Dunham Dr, Roscoe, IL 61073 Property Records

Winnebago County property record for 12375 Dunham Dr, Roscoe, IL 61073

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 2,063 sqft · built 1994
Lot Size1.08 acres (47,045 sqft)
Owner2 Individual Names on File
Last Sale$428,000 (Apr 2020)
Tax Bill$18,184 (2025)
Deeds & MortgagesJul 2021 Mortgage
Apr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-25-126-012

Property Details

APN / Parcel Number

Primary APN04-25-126-012
Alternative APNs
  • 425126012
  • 025B028

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,063 sqft Living Area
Basement Area2,091 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialBrick
Lot Area47,045 sqft
Garage Area1,518 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address12375 DUNHAM DR
CityROSCOE
StateIL
Zip61073-9097
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionPLAT NO 3 SLEEPY HOLLOW BNG PT NW1/4 SEC 25-46-2 LOT 28
Legal Range2
Legal Township46
Legal Section25
Legal SubdivisionSLEEPY HOLLOW 3
Legal Lot Number28
JurisdictionWINNEBAGO IL
Township / Civil DivisionROSCOE
Census Block Group4
Census Block4042
Census Tract3903

Owner

12375 Dunham Dr is owned and occupied by two individuals who bought it in April 2020.

Source: Winnebago County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address12375 DUNHAM DR, ROSCOE, IL 61073-9097
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
NEW FEDERAL MORTGAGE CORP
Apr 28, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRST NAT'L BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 28, 2020 · Amount on File
Deed SaleApr 28, 2020 · Amount on File
Prior SaleAug 16, 2016 · Amount on File
Deed Document Number202010869
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address12375 DUNHAM DR, ROSCOE, IL 61073-9097
Transaction TypeMortgage
Record UpdatedMay 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023023
DateJul 1, 2021
Instrument2123023
Lender
NameNEW FEDERAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2051
Interest
Rate TypeFixed Rate

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateApr 28, 2020
Property Address12375 DUNHAM DR, ROSCOE, IL 61073-9097
Document Number0001010869
Instrument DateApr 24, 2020
Instrument1010869
Transaction TypeTransfer
Record UpdatedMay 19, 2020
Title CompanyTITLE UNDERWRITERS AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$642.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12375 DUNHAM DR ROSCOE IL 610739097, ROSCOE, IL 61073-9097

Mortgage

Document Number1010870
DateApr 28, 2020
Instrument1010870
Lender
NameFIRST NAT'L BK
TypeBank
AddressBELOIT, WI 53511
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 27, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12375 Dunham Dr was $18,184 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRoscoe Township
Secondary School DistrictHononegah Community High School District 207 (09 - 12)
Elementary School DistrictKinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$18,184.00$239,467 Land $52,512 Building $186,955$718,401 Land $157,536 Building $560,865
2022Homeowner's exemption$179,428 Land $39,346 Building $140,082$538,284 Land $118,038 Building $420,246

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12375 Dunham Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12375 Dunham Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEGEND LAKES WATER ASSOCIATION
private · serves 250 people · EPA ID IL2015300
Water SourceGroundwater
Last State InspectionJan 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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