12375 Cedar Ln, Ashland, VA 23005 Property Records

Hanover County property record for 12375 Cedar Ln, Ashland, VA 23005

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,702 sqft · built 1959
Lot Size	1.09 acres (47,480 sqft)
Owner	Individual Name on Record
Last Sale	$239,000 (Jun 2017)
Tax Bill	$3,056 (2026)
Deeds & Mortgages	Oct 2020 Refinance Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7768-27-9297`

Property Details

APN / Parcel Number

Primary APN	`7768-27-9297`
Alternative APN	`10161107`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,702 sqft Living Area
Gross Area	2,318 sqft
1st Floor Area	1,680 sqft
Basement Area	616 sqft
Unfinished Basement	616 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Tri-Level
Exterior Material	Combination
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	47,480 sqft (1.09 acres)
Balcony Area	22 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10161107
Street Address	12375 CEDAR LN
City	ASHLAND
State	VA
Zip	23005-7527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	12300 BLK CEDAR LANE
Jurisdiction	HANOVER VA
Township / Civil Division	SOUTH ANNA
Census Block Group	1
Census Block	1022
Census Tract	320400

Owner

Source: Hanover County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12375 CEDAR LN, ASHLAND, VA 23005-7527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Jun 30, 2017	Grant Deed, Subdivision Related Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2017 · Amount on Record
Deed Sale	Jun 30, 2017 · Amount on Record
Prior Sale	Oct 14, 2016 · Amount on Record
Deed Document Number	201785140
Deed Book / Page	3176 / 3377
Last Transfer Date	Jan 21, 2025
Transfer Doc	0000010790
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	12375 CEDAR LN, ASHLAND, VA 23005-7527
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032781750
Date	Oct 9, 2020
Book Page	3278/1750
Instrument	20201009000180690

Lender

Name	GUARANTEED RATE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2040

Interest

Rate Type	Fixed Rate

June 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	HANOVER VA
Recording Date	Jun 30, 2017
Property Address	12375 CEDAR LN, ASHLAND, VA 23005-7527
Document Number	31763377
Book / Page	003176 / 003377
Instrument Date	Jun 26, 2017
Instrument	85140
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 7, 2017
Title Company	ATLANTIC COAST SETTLEMENT SERVICES, ATLANTIC COAST SETTLEMENT SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$239.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12375 CEDAR LN ASHLAND VA 230057527, ASHLAND, VA 23005-7527

Mortgage

Document Number	31763379
Date	Jun 30, 2017
Book Page	003176/003379
Instrument	85150

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2047

Tax Assessment & Valuation

Source: Hanover County assessment roll, as of June 4, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Hanover County
Unified School District	Hanover County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,056.00	$377,400 Land $85,900 Building $291,500	$377,400 Land $85,900 Building $291,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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