Genesee County property record for 12374 Field Rd, Clio, MI 48420
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,070 sqft · built 2005 |
| Lot Size | 0.537 acres (23,392 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $485,000 (Jan 2023) |
| Tax Bill | $7,744 (2025) |
| Deeds & Mortgages | May 2024 Second Mortgage Jan 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-17-528-001 |
| Primary APN | 18-17-528-001 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,070 sqft Living Area |
| 1st Floor Area | 2,052 sqft |
| Basement Area | 2,052 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 23,392 sqft (0.537 acres) |
| Lot Dimensions | 200 ft deep x 116 ft wide |
| Garage Area | 1,690 sqft |
| Parking Spaces | 6 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 12374 FIELD RD |
|---|---|
| City | CLIO |
| State | MI |
| Zip | 48420-8228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | LOT 1 WHISPERING PINES (02) FR 18-17-200-030 |
| Legal Subdivision | WHISPERING PINES VIENNA TOWNSH |
| Legal Lot Number | 1 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | VIENNA |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 10201 |
Source: Genesee County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12374 FIELD RD, CLIO, MI 48420-8228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 1, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FINANCIAL PLUS CU |
| Jan 11, 2023 | Warranty Deed, Transfer · FHA Mortgage FINANCIAL PLUS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2023 · Amount on Record |
| Deed Sale | Jan 11, 2023 · Amount on Record |
| Prior Sale | Apr 26, 2005 · Amount on Record |
| Deed Document Number | 20231838 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 12374 FIELD RD, CLIO, MI 48420-8228 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Title Company | MID-STATE TITLE SERVICES INC, MID STATE TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 12374 FIELD RD, CLIO, MI 48420-8228 |
| Document Number | 0000029131 |
|---|---|
| Date | May 1, 2024 |
| Instrument | 202405010029131 |
| Name | FINANCIAL PLUS CU |
|---|---|
| Type | Credit Union |
| Address | FLINT, MI 48507 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Jan 11, 2023 |
| Property Address | 12374 FIELD RD, CLIO, MI 48420-8228 |
| Document Number | 0000001838 |
| Map Reference | DOC 200110230103763 |
| Instrument Date | Dec 19, 2022 |
| Instrument | 202301110001838 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2023 |
| Title Company | MASON BURGESS TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,637.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12374 FIELD RD, CLIO, MI 48420-8228 |
| Name | Verified Name |
|---|---|
| Address | 3118 W FARRAND RD, CLIO, MI 48420-8836 |
| Document Number | 0000001839 |
|---|---|
| Date | Jan 11, 2023 |
| Instrument | 202301110001839 |
| Name | FINANCIAL PLUS CU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Vienna Charter Township |
| Unified School District | Clio Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $219,600 (-1.7%) | $439,200 (-1.7%) | |
| 2025 | $7,744.00 (+0.25%) Homeowner's exemption | $223,400 (+4%) | $446,800 (+4%) |
| 2024 | $7,725.00 (+108.05%) | ||
| 2023 | $214,800 | $429,600 | |
| 2019 | $3,713.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
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