12370 Lariat Ln, Granger, IN 46530 Property Records

St. Joseph County property record for 12370 Lariat Ln, Granger, IN 46530

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,076 sqft · built 1987
Lot Size	0.522 acres (22,736 sqft)
Owner	Individual Name on File
Last Sale	$172,300 (Mar 2019)
Tax Bill	$2,639 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-05-19-209-001.000-011`

Property Details

APN / Parcel Number

Primary APN	`71-05-19-209-001.000-011`
Alternative APN	`00610952375`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,076 sqft Living Area
Gross Area	3,900 sqft
1st Floor Area	3,416 sqft
Basement Area	1,340 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Frame/Masonry
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	22,736 sqft (0.522 acres)
Lot Dimensions	170 ft deep x 134 ft wide
View / Lot	Restrictions
Garage Type	Attached
Garage Area	970 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	12370 LARIAT LN
City	GRANGER
State	IN
Zip	46530-8828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 64 PRAIRIE LANE ESTATES WEST SEC 3
Legal Subdivision	PRAIRIE LANE ESTATES WES
Legal Lot Number	64
Jurisdiction	ST JOSEPH IN
Township / Civil Division	HARRIS
Census Block Group	3
Census Block	3003
Census Tract	11406

Owner

12370 Lariat Ln is owned and occupied by an individual who bought it in March 2019.

Source: St. Joseph County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	12370 LARIAT LN, GRANGER, IN 46530-8828
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST CENTENNIAL MTG CO LTD
Jan 20, 2021	Deed of Trust, Mortgage · Balloon Mortgage CIRCLE FCU
Mar 15, 2019	Warranty Deed, Transfer · VA Mortgage FIRST CENTENNIAL MTG CO LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2019 · Amount on File
Deed Sale	Mar 15, 2019 · Amount on File
Prior Sale	Aug 28, 2009
Deed Document Number	20195486
Prior Transfer Date	Jan 22, 2009
Prior Transfer Doc	0000003320
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	12370 LARIAT LN, GRANGER, IN 46530-8828
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002018198
Date	Jul 2, 2020
Instrument	2018198

Lender

Name	FIRST CENTENNIAL MTG CO LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	12370 LARIAT LN, GRANGER, IN 46530-8828
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002101712
Date	Jan 20, 2021
Instrument	2101712

Lender

Name	CIRCLE FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	132 Months
Due	Feb 27, 2031

Interest

Rate Type	Fixed Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Mar 15, 2019
Property Address	12370 LARIAT LN, GRANGER, IN 46530-8828
Document Number	0001905486
Map Reference	DOC 8625313
Instrument Date	Feb 19, 2019
Instrument	1905486
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12370 LARIAT LN, GRANGER, IN 46530-8828

Mortgage

Document Number	0001905487
Date	Mar 15, 2019
Instrument	1905487

Lender

Name	FIRST CENTENNIAL MTG CO LTD

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 12370 Lariat Ln was $2,639 with a homeowner's exemption, up 0.8% from the year before.

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Harris Township
Unified School District	Penn-Harris-Madison School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,639.00 (+0.8%)	$344,700 Land $78,600 Building $266,100	$344,700 Land $78,600 Building $266,100
2024	$2,618.00 (+6.55%)
2023	$2,457.00 (-10.3%)	$292,100 (-0.14%) Land $77,800 Building $214,300	$292,100 (-0.14%) Land $77,800 Building $214,300
2022	$2,739.00	$292,500 Land $77,800 Building $214,700	$292,500 Land $77,800 Building $214,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12370 Lariat Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12370 Lariat Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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