12370 Bowes Branch Rd, Orlando, FL 32824 Property Records

Orange County property record for 12370 Bowes Branch Rd, Orlando, FL 32824

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,530 sqft · built 2021
Lot Size	0.08 acres (3,465 sqft)
Owner	Individual Name on File
Last Sale	$337,000 (Nov 2021)
Tax Bill	$6,001 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-24-30-7640-00-640`

Property Details

APN / Parcel Number

Primary APN	`20-24-30-7640-00-640`
Alternative APNs	`302420764000640` `571911` `577761` `582444`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,530 sqft Living Area
Gross Area	2,139 sqft
1st Floor Area	753 sqft
Flooring	Carpet

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Townhouse
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,465 sqft (0.08 acres)
Garage Type	Attached
Garage Area	226 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12370 BOWES BRANCH RD
City	ORLANDO
State	FL
Zip	32824-5317
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	P-D
Legal Description	SOUTH CREEK 103/126 LOT 64
Legal Range	30E
Legal Township	24S
Legal Section	20
Legal Subdivision	SOUTH CREEK
Legal Lot Number	64
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	2
Census Block	2003
Census Tract	16810

Owner

12370 Bowes Branch Rd, a townhouse, is owned and occupied by an individual who bought it in November 2021.

Source: Orange County records, as of May 4, 2026

Owner of Record	Individual Name on File
Mailing Address	12370 BOWES BRANCH RD, ORLANDO, FL 32824-5317
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2021 · Amount on File
Deed Sale	Nov 30, 2021 · Amount on File
Deed Document Number	2021728944
Record Updated	Jun 8, 2026

November 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Nov 30, 2021
Property Address	12370 BOWES BRANCH RD, ORLANDO, FL 32824-5317
Document Number	0000728944
Map Reference	MB 103 PG 126-130
Instrument Date	Nov 23, 2021
Instrument	20210728944
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 16, 2023
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,359.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12370 BOWES BRANCH RD, ORLANDO, FL 32824-5317

Mortgage

Document Number	0000728945
Date	Nov 30, 2021
Instrument	20210728945

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 12370 Bowes Branch Rd was $6,001, up 1.9% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$332,310 (-1.19%) Land $55,000 Building $277,310	$332,310 (-1.19%) Land $55,000 Building $277,310
2025	$6,001.00 (+1.88%)	$336,300 Land $55,000 Building $281,300	$336,300 Land $55,000 Building $281,300
2024	$5,890.00 (+10.99%)
2023	$5,307.00 (+9.88%)	$314,920 (+11%) Land $55,000 Building $259,920	$314,920 (+11%) Land $55,000 Building $259,920
2022	$4,830.00	$283,707 Land $45,000 Building $238,707	$283,707 Land $45,000 Building $238,707

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12370 Bowes Branch Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	2 (2020–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12370 Bowes Branch Rd is moderate, ranking above 64% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20