1237 Whisper Hill Dr, Laredo, TX 78045 Property Records

Webb County property record for 1237 Whisper Hill Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,512 sqft · built 2003
Lot Size	0.144 acres (6,250 sqft)
Owner	Individual Name on Record
Last Sale	$265,109 (Sep 2025)
Tax Bill	$1,092 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`969-50001-190`

Property Details

APN / Parcel Number

Primary APN	`969-50001-190`
Alternative APN	`247649`

Interior

Stories	1 Story
Building Area	1,512 sqft Living Area
Gross Area	1,952 sqft
1st Floor Area	1,512 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,250 sqft (0.144 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	328 sqft
Storage Building	80 sqft

Location & Zoning

Street Address	1237 WHISPER HILL DR
City	LAREDO
State	TX
Zip	78045-6301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WHISPER HILL SUBD, BLOCK 1, LOT 19
Legal Subdivision	WHISPER HILL SUBD
Legal Block	1
Legal Lot Number	19
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2000
Census Tract	1726

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1237 WHISPER HILL DR, LAREDO, TX 78045-6301
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2025	Vendor's Lien, Transfer · FHA Mortgage PRIMELENDING
Jun 26, 2017	Deed of Trust, Mortgage · Line of Credit SECURITY SERVICE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2025 · Amount on Record
Deed Sale	Sep 9, 2025 · Amount on Record
Deed Document Number	20251567364
Deed Book / Page	5901 / 867
Record Updated	Oct 29, 2026

September 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Sep 9, 2025
Property Address	1237 WHISPER HILL DR, LAREDO, TX 78045-6301
Document Number	005901/867
Book / Page	5901 / 867
Map Reference	VOL 19 PG 14
Instrument Date	Sep 8, 2025
Instrument	1567364
Transaction Type	Transfer
Record Updated	Nov 4, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1237 WHISPER HILL DR, LAREDO, TX 78045-6301

Mortgage

Document Number	0001567365
Date	Sep 9, 2025
Instrument	1567365

Lender

Name	PRIMELENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	6.75%
Index	1-Year CMT
Margin	2

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	1237 WHISPER HILL DR, LAREDO, TX 78045-6301
Transaction Type	Mortgage
Record Updated	Mar 1, 2022
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004260/555
Date	Jun 26, 2017
Book Page	4260/555
Instrument	1301324

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,526 (+18.9%) Land $75,375 Building $193,151	$268,526 (-0.53%) Land $75,375 Building $193,151
2025	$1,092.00 (-10.86%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$225,837 (+1%)	$269,965 (+31.49%)
2024	$1,225.00 (+1.91%)
2023		$205,306 Land $70,750 Building $134,556	$205,306 Land $70,750 Building $134,556
2022	$1,202.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, Smartcom Telephone.

Nearby Properties on Whisper Hill Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures