Winnebago County property record for 1237 Western St, Oshkosh, WI 54901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,380 sqft · built 1928 |
| Lot Size | 0.13 acres (5,640 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (Feb 2026) |
| Tax Bill | $3,174 (2024) |
| Deeds & Mortgages | Jun 2021 Mortgage Feb 2026 Sale & Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03420000 |
| Primary APN | 12-03420000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,380 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,640 sqft (0.13 acres) |
| Lot Dimensions | 120 ft deep x 47 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | 912-03420000 |
|---|---|
| Street Address | 1237 WESTERN ST |
| City | OSHKOSH |
| State | WI |
| Zip | 54901-3667 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 16 ROEDER & RAABS SUBD |
| Legal Subdivision | ROEDER & RAABS SUBD |
| Legal Lot Number | 16 |
| Jurisdiction | WINNEBAGO WI |
| Township / Civil Division | OSHKOSH |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 800 |
Source: Winnebago County assessment roll, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1237 WESTERN ST, OSHKOSH, WI 54901-3667 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CU |
| Feb 19, 2026 | Warranty Deed, Transfer · Stand-Alone Second Mortgage WISCONSIN HOUSING & ECONOMIC DEV AU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 19, 2026 · Amount on Record |
| Deed Sale | Feb 19, 2026 · Amount on Record |
| Prior Sale | May 31, 2016 · Amount on Record |
| Deed Document Number | 20261961854 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Property Address | 1237 WESTERN ST, OSHKOSH, WI 54901-3667 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001855861 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 1855861 |
| Name | COMMUNITY FIRST CU |
|---|---|
| Type | Credit Union |
| Address | APPLETON, WI 54912 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | Feb 19, 2026 |
| Property Address | 1237 WESTERN ST, OSHKOSH, WI 54901-3667 |
| Document Number | 0001961854 |
| Instrument Date | Feb 19, 2026 |
| Instrument | 1961854 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $585.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1237 WESTERN ST, OSHKOSH, WI 54901-3667 |
| Document Number | 0001961856 |
|---|---|
| Date | Feb 19, 2026 |
| Instrument | 1961856 |
| Name | WISCONSIN HOUSING & ECONOMIC DEV AU |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 1, 2036 |
| Document Number | 0001961855 |
|---|---|
| Date | Feb 19, 2026 |
| Instrument | 1961855 |
| Name | WISCONSIN HOUSING & ECONOMIC DEV AUTH |
|---|---|
| Type | Government Agency |
| Address | MADISON, WI 53703 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
Source: Winnebago County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Winnebago County |
| Municipality | Oshkosh City |
| Unified School District | Oshkosh Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $182,000 (-) Land $21,200 Building $160,800 | ||
| 2024 | $3,174.00 (+8.59%) | $182,000 (+65.45%) Land $21,200 Building $160,800 | $189,893 (+19.47%) Land $22,119 Building $167,774 |
| 2023 | $2,923.00 (-0.2%) Homeowner's exemption | $110,000 (-) Land $14,600 Building $95,400 | $158,952 Land $21,097 Building $137,855 |
| 2022 | $2,929.00 Homeowner's exemption | $110,000 Land $14,600 Building $95,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 26, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 777 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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