1237 Watersedge Dr, Lakeland, FL 33801 Property Records

Polk County property record for 1237 Watersedge Dr, Lakeland, FL 33801

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,012 sqft · built 1982
Lot Size	0.248 acres (10,812 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Mar 2018)
Tax Bill	$1,051 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-28-22-242010-411690`

Property Details

APN / Parcel Number

Primary APN	`24-28-22-242010-411690`
Alternative APNs	`222824242010411690` `22824000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,012 sqft Living Area
Gross Area	1,512 sqft
1st Floor Area	1,012 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	10,812 sqft (0.248 acres)
Lot Dimensions	180 ft deep x 60 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	500 sqft
Porch	Unfinished Open Porch
Porch Area	72 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1237 WATERSEDGE DR
City	LAKELAND
State	FL
Zip	33801-6774
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SKYVIEW PHASE FIVE PB 68 PGS 26 & 27 BLK 4 LOT 1169
Legal Range	24E
Legal Township	28S
Legal Section	22
Legal Subdivision	SKYVIEW PHASE V
Legal Phase	5
Legal Tract	242010
Legal Block	4
Legal Lot Number	1169
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	3
Census Block	3006
Census Tract	11704

Owner

1237 Watersedge Dr is owned and occupied by an individual who bought it in March 2018.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1237 WATERSEDGE DR, LAKELAND, FL 33801-6774
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2018 · Amount on File
Deed Sale	Mar 28, 2018 · Amount on File
Prior Sale	Jul 1, 2016 · Amount on File
Deed Document Number	201865853
Deed Book / Page	10436 / 221
Prior Transfer Date	Jul 19, 2016
Prior Transfer Doc	0000142916
Record Updated	Oct 29, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 28, 2018
Property Address	1237 WATERSEDGE DR, LAKELAND, FL 33801-6774
Document Number	0104360221
Book / Page	010436 / 000221
Instrument Date	Mar 9, 2018
Instrument	65853
Transaction Type	Transfer
Record Updated	Jul 16, 2018
Title Company	EASY TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2321 COUPLES DR FL, FL

Mortgage

Document Number	104360223
Date	Mar 28, 2018
Book Page	010436/000223
Instrument	65854

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2048

Mortgage

Document Number	104360238,
Date	Mar 28, 2018
Book Page	010436/000238
Instrument	65855

Lender

Name	HOUSING FIN AGCY
Address	TALLAHASSEE, FL 32301-1329

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1237 Watersedge Dr was $1,051 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$122,072 (+2.7%)	$178,572 (-2.66%) Land $24,000 Building $154,572
2025	$1,051.00 Homeowner's exemption	$118,863	$183,450 Land $31,000 Building $152,450
2023	$1,456.00 (+3.41%) Homeowner's exemption	$112,149 (+1.99%)	$173,153 (+13.4%) Land $30,000 Building $143,153
2022	$1,408.00 Homeowner's exemption	$109,963	$152,688 Land $20,000 Building $132,688

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1237 Watersedge Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1981–2016)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jan 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1237 Watersedge Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Frontier, Verizon.

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