St. Charles County property record for 1237 Talbridge Way, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4.5 ba · 3,506 sqft · built 2013 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (Apr 2019) |
| Tax Bill | $6,719 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T080800118 |
| Primary APN | T080800118 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,506 sqft Living Area |
| Gross Area | 5,904 sqft |
| 1st Floor Area | 1,966 sqft |
| Basement Area | 1,768 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 630 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T080800118 |
|---|---|
| Street Address | 1237 TALBRIDGE WAY |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-4847 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TALBRIDGE VLGS D-F LOT 46E |
| Legal Subdivision | TALBRIDGE VLGS D-F |
| Legal Lot Number | 46E |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | FRONTIER |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 311004 |
1237 Talbridge Way is owned and occupied by two individuals who bought it in April 2019.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1237 TALBRIDGE WAY, SAINT CHARLES, MO 63303-4847 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage F&B ACQUISITION GRUOP LLC |
| Sep 21, 2020 | Deed of Trust, Mortgage F&B ACQUISITION |
| Nov 22, 2019 | Deed of Trust, Mortgage F&B ACQUISITION |
| Apr 4, 2019 | Warranty Deed, Transfer F&B ACQUISITION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2019 · Amount on File |
| Deed Sale | Apr 4, 2019 · Amount on File |
| Prior Sale | Sep 26, 2013 · Amount on File |
| Deed Document Number | 2019149590 |
| Deed Book / Page | 7054 / 2428 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1237 TALBRIDGE WAY, SAINT CHARLES, MO 63303-4847 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1237 TALBRIDGE WAY, SAINT CHARLES, MO 63303-4847 |
| Document Number | 2021R094774 |
|---|---|
| Date | Nov 18, 2021 |
| Instrument | 2021R-094774 |
| Name | F&B ACQUISITION GRUOP LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1237 TALBRIDGE WAY, SAINT CHARLES, MO 63303-4847 |
| Document Number | 0000077319 |
| Instrument Date | Sep 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2021 |
| Title Company | NETCO TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1237 TALBRIDGE WAY ST CHARLES MO 633034847, ST CHARLES, MO 63303-4847 |
| Document Number | 0000077319 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 77319 |
| Name | F&B ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63131 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Oct 12, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1237 TALBRIDGE WAY, SAINT CHARLES, MO 63303-4847 |
| Document Number | 0071922341 |
| Instrument Date | Nov 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2019 |
| Title Company | TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1237 TALBRIDGE WAY ST CHARLES MO 633034847, ST CHARLES, MO 63303-4847 |
| Document Number | 0071922341 |
|---|---|
| Date | Dec 4, 2019 |
| Book Page | 007192/002341 |
| Instrument | 694470 |
| Name | F&B ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63131 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Dec 3, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 4, 2019 |
| Property Address | 1237 TALBRIDGE WAY, SAINT CHARLES, MO 63303-4847 |
| Document Number | 0070542428 |
| Book / Page | 007054 / 002428 |
| Instrument Date | Mar 29, 2019 |
| Instrument | 149590 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2019 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1237 TALBRIDGE WAY ST CHARLES MO 633034847, ST CHARLES, MO 63303-4847 |
| Document Number | 70542430 |
|---|---|
| Date | Apr 4, 2019 |
| Book Page | 007054/002430 |
| Instrument | 149600 |
| Name | F&B ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63131 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 3, 2049 |
The 2025 property tax bill for 1237 Talbridge Way was $6,719.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $117,098 (-) | $616,305 (-) Land $90,000 Building $526,305 | |
| 2025 | $6,719.00 | $117,098 | $616,305 Land $90,000 Building $526,305 |
| 2023 | $111,531 | ||
| 2022 | $587,007 Land $65,000 Building $522,007 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1237 Talbridge Way in Zone X, an area of minimal flood risk, though there have been 49 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 49 (1979–1995) |
| Claims Outside the SFHA | 4 of 49 |
| Most Recent Claim | Jun 1995 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1237 Talbridge Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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