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1237 Stone Ridge Cir, Sebring, FL 33870 Property Records

Highlands County property record for 1237 Stone Ridge Cir, Sebring, FL 33870

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,945 sqft · built 2024
Lot Size0.162 acres (7,087 sqft)
OwnerIndividual Name on Record
Last Sale$271,000 (Jan 2025)
Tax Bill$552 (2024)
Deeds & MortgagesJan 2025 Sale & Mortgage
Feb 2024 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APNS-19-34-29-100-00A0-0110

Property Details

APN / Parcel Number

Primary APNS-19-34-29-100-00A0-0110

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,945 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,087 sqft (0.162 acres)
Garage TypeFinished
Garage Area420 sqft
DrivewayDriveway
Driveway Area608 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address1237 STONE RIDGE CIR
CitySEBRING
StateFL
Zip33870-2473
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSTONERIDGE SUB PB 17 PG 5 LOT 11 BLK
Legal Range29E
Legal Township34S
Legal Section19
Legal SubdivisionSTONERIDGE SUB
Legal BlockA
Legal Lot Number11
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group1
Census Block1014
Census Tract960700

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1237 STONE RIDGE CIR, SEBRING, FL 33870-2473
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2025Warranty Deed, Transfer · FHA Mortgage
INSPIRE HOME LOANS INC
Feb 16, 2024Warranty Deed, Transfer
FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Feb 12, 2018Trustee's Deed, Transfer
ABMC CAP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 16, 2025 · Amount on Record
Deed SaleJan 16, 2025 · Amount on Record
Prior SaleFeb 16, 2024 · Amount on Record
Deed Document Number2240109
Deed Book / Page3092 / 1754
Record UpdatedJun 8, 2026

January 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateJan 16, 2025
Property Address1237 STONE RIDGE CIR, SEBRING, FL 33870-2473
Document Number0002240109
Book / Page3092 / 1754
Map ReferenceMB 17 PG 5
Instrument DateJan 15, 2025
Instrument2240109
Transaction TypeTransfer
Record UpdatedDec 15, 2025
Title CompanyPARKWAY TITLE INC, PARKWAY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,897.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2325 LAKEVIEW PKWY STE 600, 600, ALPHARETTA, GA 30009-7941

Transferred To (Grantee/Buyer)

NameVerified Name
Address1237 STONE RIDGE CIR, SEBRING, FL 33870-2473

Mortgage

Document Number0030921756
DateJan 16, 2025
Instrument3092/1756
Lender
NameINSPIRE HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2055

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateFeb 16, 2024
Property Address1237 STONE RIDGE CIR, SEBRING, FL 33870-2473
Document Number0002190432
Book / Page3026 / 877
Map ReferenceMB 17 PG 5
Instrument DateFeb 15, 2024
Instrument2190432
Transaction TypeTransfer
Record UpdatedDec 15, 2025
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Tax$15,956.50
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1810 W KENNEDY BLVD # 232, 232, TAMPA, FL 33606-1645

Transferred To (Grantee/Buyer)

NameVerified Name
Address3091 GOVERNORS LAKE DR, PEACHTREE CORNERS, GA 30071-1143
InvestorPossibly a Property Investor

February 2018: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionHIGHLANDS FL
Recording DateFeb 12, 2018
Property Address1237 STONE RIDGE CIR, SEBRING, FL 33870-2473
Document Number0001884197
Book / Page002620 / 001812
Instrument DateJan 31, 2018
Instrument1884197
Transaction TypeTransfer
Record UpdatedFeb 27, 2018
Title CompanyATLAS TITLE OF SW FL INC

Transaction

AmountAmount Recorded
Tax$6,054.30
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1200 STONE RIDGE CIR SEBRING FL 338702425, SEBRING, FL 33870-2425
InvestorPossibly a Property Investor

Mortgage

Document Number1884200
DateFeb 12, 2018
Book Page002620/001821
Instrument1884200
Lender
NameABMC CAP
TypeFunding / Finance Company
Address18650 NE 28TH CT # 55, AVENTURA, FL 33180-2931
Agreement
AmountAmount Recorded
Term24 Months
DueFeb 11, 2020

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
MunicipalitySebring City
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$211,876 (+505.36%) Land $35,000 Building $176,876$211,876 (+505.36%) Land $35,000 Building $176,876
2024$552.00 (+5.14%)
2023$525.00 (+28.05%)$35,000 (+75%) Land $35,000$35,000 (+75%) Land $35,000
2022$410.00$20,000 Land $20,000$20,000 Land $20,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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