Chesapeake City property record for 1237 Spruce Ln, Chesapeake, VA 23320
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,777 sqft · built 2003 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $359,900 (Nov 2010) |
| Tax Bill | $5,586 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Apr 2021 Refinance + 3 more |
| APN | 0352001000850 |
| Primary APN | 0352001000850 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,777 sqft Living Area |
| 1st Floor Area | 1,109 sqft |
| Upper Floors Area | 1,147 sqft |
| Attic | Attic |
| Attic Area | 140 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,994 sqft (0.459 acres) |
| Lot Dimensions | 23 ft deep x 49 ft wide |
| Garage Type | Attached |
| Garage Area | 48 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 463 sqft |
| Patio Area | 112 sqft |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1237 SPRUCE LN |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-6966 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | 85 DOMINION LAKES PH 3 |
| Legal Subdivision | DOMINION LAKES |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 20909 |
Source: Chesapeake City records · APN 0352001000850
Assessment roll updated August 25, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9 LA PLAYA ST, MONTEREY, CA 93940-2442 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORPORATION |
| Apr 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION |
| Jan 23, 2013 | Deed of Trust, Mortgage · ARM NAVY FEDERAL CREDIT UNION |
| Dec 14, 2016 | Deed of Trust, Mortgage · Stand-Alone Refinance JG WENTWORTH HOME LENDING LLC |
| Oct 25, 2005 | Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON HOME LOAN |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 10, 2010 · Amount on Record |
| Deed Sale | Nov 10, 2010 · Amount on Record |
| Prior Sale | Nov 10, 2010 · Amount on Record |
| Deed Book / Page | 8260 / 282 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1237 SPRUCE LN, CHESAPEAKE, VA 23320-6966 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2026 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 10197/1214 |
|---|---|
| Date | Aug 11, 2020 |
| Book Page | 10197/1214 |
| Instrument | 200027307 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1237 SPRUCE LN, CHESAPEAKE, VA 23320-6966 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010352/264 |
|---|---|
| Date | Apr 14, 2021 |
| Book Page | 10352/264 |
| Instrument | 210017276 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1237 SPRUCE LN, CHESAPEAKE, VA 23320-6966 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008948/870 |
|---|---|
| Date | Jan 23, 2013 |
| Book Page | 8948/870 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.88% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 01, 2016 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1237 SPRUCE LN, CHESAPEAKE, VA 23320-6966 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2026 |
| Title Company | LINEAR TITLE AND CLOSING, LINEAR TITLE & CLOSING |
| Name | Verified Name |
|---|
| Document Number | 009733/788 |
|---|---|
| Date | Dec 14, 2016 |
| Book Page | 9733/788 |
| Instrument | 160034989 |
| Name | JG WENTWORTH HOME LENDING LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Oct 25, 2005 |
| Property Address | 1237 SPRUCE LN, CHESAPEAKE, VA 23320-6966 |
| Document Number | 006249/194 |
| Book / Page | 6249 / 194 |
| Instrument Date | Oct 20, 2005 |
| Transaction Type | Transfer |
| Record Updated | May 08, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0006249198 |
|---|---|
| Date | Oct 25, 2005 |
| Instrument | 6249/198 |
| Name | FIRST HORIZON HOME LOAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,586.00 (+46.04%) | $553,100 (+8.6%) Land $160,000 Building $393,100 | $553,100 (+8.6%) Land $160,000 Building $393,100 |
| 2023 | $509,300 (+8.55%) Land $145,000 Building $364,300 | $509,300 (+8.55%) Land $145,000 Building $364,300 | |
| 2022 | $469,200 Land $135,000 Building $334,200 | $469,200 Land $135,000 Building $334,200 | |
| 2019 | $3,825.00 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 204 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 204 in force |
| Nearby Flood Claims | 5 (2003–2014) |
| Most Recent Claim | May 2014 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile USA.
Based on FCC filings for 142 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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