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1237 Silver Oak Cir, Normal, IL 61761 Property Records

McLean County property record for 1237 Silver Oak Cir, Normal, IL 61761 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2023
Square Footage1,786 sqft Living Area
Lot Size13,503 sqft (0.31 acres)
OccupancyOwner Occupied
Last Sale$563,000 (2024)
Tax Bill$14,731.00 (2024)

Property Details

APN / Parcel Number

Primary APN15-19-103-014

Interior

Building Area1,786 sqft Living Area
1st Floor1,786 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialWood Siding Exterior
Lot Area13,503 sqft (0.31 acres)

Location & Zoning

Street Address1237 SILVER OAK CIR
CityNORMAL
StateIL
Zip61761-9401
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSILVER OAK ESTATES SUB 1ST ADD LOT 38
Legal SubdivisionSILVER OAK ESTATES
Legal Lot Number38
JurisdictionMCLEAN IL
Minor Civil DivisionTOWANDA
Census Blockgroup5
Census Block5107
Census Tract5102

Owner

Source: McLean County records · APN 15-19-103-014

Assessment roll updated April 8, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1237 SILVER OAK CIR, NORMAL, IL 61761-9401
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 09, 2023Deed of Trust, Mortgage · Building or Construction Mortgage
BANK OF PONTIAC
Mar 25, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 01, 2024Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DIGITAL FCU
Jun 14, 2023Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 01, 2024 · Amount on Record
Deed SaleFeb 01, 2024 · Amount on Record
Deed Doc Number20241409
Prior Transfer DateJun 01, 2023
Prior Transfer Doc0000007515
Record RefreshedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address1237 SILVER OAK CIR, NORMAL, IL 61761-9401
Transaction TypeMortgage
Record UpdatedApr 13, 2026
Title CompanyMCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202300010511
DateAug 09, 2023
Instrument2023-00010511
Lender
NameBANK OF PONTIAC
TypeBank
AddressPONTIAC, IL 61764
Agreement
TypeBuilding or Construction Mortgage

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address1237 SILVER OAK CIR, NORMAL, IL 61761-9401
Transaction TypeMortgage
Record UpdatedApr 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1237 SILVER OAK CIR, NORMAL, IL 61761-9401

Mortgage

Document Number202600004138
DateMar 25, 2026
Instrument2026-00004138
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 01, 2041
Interest
Rate TypeFixed Rate
Rate6.87%

February 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateFeb 01, 2024
Property Address1237 SILVER OAK CIR, NORMAL, IL 61761-9401
Document Number202400001409
Map ReferenceDOC 2021-00025804
Instrument DateJan 25, 2024
Instrument2024-00001409
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 13, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$563.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address1237 SILVER OAK CIR, NORMAL, IL 61761-9401

Mortgage

Document Number202400001410
DateFeb 01, 2024
Instrument2024-00001410
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2054
Interest
Rate6.37%

June 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCLEAN IL
Recording DateJun 14, 2023
Property Address1237 SILVER OAK CIR, NORMAL, IL 61761-9401
Document Number202300007515
Map ReferenceDOC 2021-00025804
Instrument DateJun 01, 2023
Instrument2023-00007515
Transaction TypeTransfer
Record UpdatedApr 13, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 N HERSHEY RD, BLOOMINGTON, IL 61704-3573
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionTowanda Township
MunicipalityNormal Town
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$204,401 (+557.72%) Land $37,774 Building $166,627$613,203 (+557.72%) Land $113,322 Building $499,881
2024$14,731.00 (+459.26%)
2023$2,634.00 (+811.42%)$31,077 (+855.92%) Land $31,077$93,231 (+855.92%) Land $93,231
2022$289.00$3,251 Land $3,251$9,753 Land $9,753

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