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1237 S 10th St, Saint Charles, IL 60174 Property Records

Kane County property record for 1237 S 10th St, Saint Charles, IL 60174

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,248 sqft · built 1972
Lot Size0.235 acres (10,250 sqft)
Owner2 Individual Names on Record
Last Sale$264,000 (Sep 2021)
Tax Bill$7,481 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-33-408-028

Property Details

APN / Parcel Number

Primary APN09-33-408-028

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,248 sqft Living Area
1st Floor Area1,248 sqft
Basement Area728 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleSplit Level
Exterior MaterialCombination
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,250 sqft (0.235 acres)
Garage TypeAttached
Garage Area520 sqft
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1237 S 10TH ST
CitySAINT CHARLES
StateIL
Zip60174-3820
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description12 PARK
Legal SubdivisionWESTFIELD PARK
Legal Block1
Legal Lot Number12
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group1
Census Block1009
Census Tract852201

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1237 S 10TH ST, SAINT CHARLES, IL 60174-3820
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 28, 2021 · Amount on Record
Deed SaleSep 28, 2021 · Amount on Record
Prior SaleJan 23, 2002 · Amount on Record
Deed Document Number202173508
Prior Transfer DateApr 10, 2012
Prior Transfer Doc0000026334
Record UpdatedOct 29, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateSep 28, 2021
Property Address1237 S 10TH ST, ST CHARLES, IL 60174-3820
Document Number0000073508
Instrument DateAug 23, 2021
Instrument2021K073508
Transaction TypeTransfer
Record UpdatedOct 6, 2021
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$264.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1237 S 10TH ST, SAINT CHARLES, IL 60174-3820

Mortgage

Document Number0000073509
DateSep 28, 2021
Instrument2021K073509
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,481.00 (+10.76%) Homeowner's exemption$114,667 (+8.53%) Land $38,396 Building $76,271$344,139 (+8.53%) Land $115,234 Building $228,905
2024$105,654 (+17.84%) Land $35,378 Building $70,276$317,089 (+17.89%) Land $106,176 Building $210,912
2022$6,754.00 (+4.23%) Homeowner's exemption$89,657 (+4.91%) Land $32,095 Building $57,562$268,971 (+4.91%) Land $96,285 Building $172,686
2021$6,480.00 Homeowner's exemption$85,461 Land $30,593 Building $54,868$256,383 Land $91,779 Building $164,604

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: T-Mobile.

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