Oldham County property record for 1237 Royal Ave, La Grange, KY 40031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,222 sqft · built 2010 |
| Lot Size | 0.177 acres (7,745 sqft) |
| Owner | Individual Name on File |
| Last Sale | $261,500 (Apr 2022) |
| Tax Bill | $3,495 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-42A-02-29 |
| Primary APN | 38-42A-02-29 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,222 sqft Living Area |
| Year Built | Built 2010 |
|---|---|
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 7,745 sqft (0.177 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 68712 |
|---|---|
| Street Address | 1237 ROYAL AVE |
| City | LA GRANGE |
| State | KY |
| Zip | 40031-7989 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & .1778AC LOT |
| Legal Block | SEC 2 |
| Legal Lot Number | 29 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | LA GRANGE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 30200 |
1237 Royal Ave is owned and occupied by an individual who bought it in April 2022.
Source: Oldham County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1237 ROYAL AVE, LA GRANGE, KY 40031-7989 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2022 | Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE |
| Oct 22, 2019 | Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2022 · Amount on File |
| Deed Sale | Apr 27, 2022 · Amount on File |
| Prior Sale | Oct 22, 2019 · Amount on File |
| Deed Document Number | 687908 |
| Deed Book / Page | D1325 / 436 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Apr 27, 2022 |
| Property Address | 1237 ROYAL AVE, LA GRANGE, KY 40031-7989 |
| Document Number | 0D1325/436 |
| Book / Page | D1325 / 436 |
| Map Reference | MB 6 PG 69 |
| Instrument Date | Apr 22, 2022 |
| Instrument | 687908 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2022 |
| Title Company | HOME CLOSINGS INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1300 MAJESTIC WOODS DR, 1300, LA GRANGE, KY 40031-6900 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1237 ROYAL AVE, LA GRANGE, KY 40031-7989 |
| Document Number | 0000687909 |
|---|---|
| Date | Apr 27, 2022 |
| Instrument | 687909 |
| Name | PRIMARY RESIDENTIAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Number | 0M2582/874 |
|---|---|
| Date | Apr 27, 2022 |
| Book Page | M2582/874 |
| Instrument | 687910 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | May 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Oct 22, 2019 |
| Property Address | 1237 ROYAL AVE, LA GRANGE, KY 40031-7989 |
| Document Number | D1230/0137 |
| Book / Page | D1230 / 0137 |
| Map Reference | MB 6 PG 69 |
| Instrument Date | Oct 18, 2019 |
| Instrument | 558808 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6416 COLONIAL DR, 6416, MARGATE, FL 33063-5664 |
| Name | Verified Name |
|---|---|
| Address | 1237 ROYAL AVE, LA GRANGE, KY 40031-7989 |
| Document Number | 558809 |
|---|---|
| Date | Oct 22, 2019 |
| Instrument | 558809 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
The 2025 property tax bill for 1237 Royal Ave was $3,495.
Source: Oldham County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Municipality | La Grange City |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,495.00 | $280,000 Land $40,000 Building $240,000 | $280,000 Land $40,000 Building $240,000 |
| 2023 | $3,293.00 | $261,500 Land $40,000 Building $221,500 | $261,500 Land $40,000 Building $221,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1237 Royal Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1237 Royal Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAGRANGE UTILITIES COMMISSION serves 10,067 people · EPA ID KY0930481 |
|---|---|
| Water Source | Purchased groundwater from OLDHAM COUNTY WATER DISTRICT |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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