Oakland County property record for 1237 Prudence Dr, Waterford, MI 48327
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,734 sqft · built 1987 |
| Lot Size | 0.276 acres (12,023 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $283,500 (Jul 2023) |
| Tax Bill | $2,990 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | W-13-31-351-069 |
| Primary APN | W-13-31-351-069 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 3 Stories |
| Building Area | 1,734 sqft Living Area |
| 1st Floor Area | 1,002 sqft |
| Basement Area | 293 sqft |
| Unfinished Basement | 293 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 12,023 sqft (0.276 acres) |
| Lot Dimensions | 90 ft deep x 89 ft wide |
| Garage Area | 495 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 338 sqft |
| Deck Area | 56 sqft |
| Patio Area | 576 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1237 PRUDENCE DR |
|---|---|
| City | WATERFORD |
| State | MI |
| Zip | 48327-4146 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SI |
| Legal Description | T3N, R9E, SEC 31 VALLEY FORGE LOT 13 |
| Legal Range | 09E |
| Legal Township | 03N |
| Legal Section | 31 |
| Legal Subdivision | VALLEY FORGE |
| Legal Lot Number | 13 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | WATERFORD |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 145501 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1237 PRUDENCE DR, WATERFORD, MI 48327-4146 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2023 · Amount on Record |
| Deed Sale | Jul 13, 2023 · Amount on Record |
| Prior Sale | Jul 20, 2016 · Amount on Record |
| Deed Document Number | 202375767 |
| Deed Book / Page | 58733 / 446 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 13, 2023 |
| Property Address | 1237 PRUDENCE DR, WATERFORD, MI 48327-4146 |
| Document Number | 0000075767 |
| Book / Page | 58733 / 446 |
| Map Reference | LB 163 PG 6-8 |
| Instrument Date | Jul 7, 2023 |
| Instrument | 75767 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,126.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1237 PRUDENCE DR, WATERFORD, MI 48327-4146 |
| Name | Verified Name |
|---|---|
| Address | 1237 PRUDENCE DR, WATERFORD, MI 48327-4146 |
| Document Number | 0000079693 |
|---|---|
| Date | Jul 24, 2023 |
| Book Page | 58754/593 |
| Instrument | 79693 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1237 PRUDENCE DR, WATERFORD, MI 48327-4146 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1237 PRUDENCE DR, WATERFORD, MI 48327-4146 |
| Document Number | 0000224767 |
|---|---|
| Date | Oct 29, 2020 |
| Book Page | 55076/170 |
| Instrument | 224767 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SACRAMENTO, CA 95815 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Waterford Charter Township |
| Unified School District | Waterford School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,990.00 (-39.77%) Homeowner's exemption | $140,430 (+16.15%) | $280,860 (+16.15%) |
| 2024 | $4,964.00 (+35.37%) | ||
| 2023 | $120,900 (+11.8%) | $241,800 (+11.8%) | |
| 2022 | $3,667.00 (+5.71%) Homeowner's exemption | $108,140 | $216,280 |
| 2021 | $3,469.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERFORD TOWNSHIP serves 73,441 people · EPA ID MI0006910 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2021 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2023 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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