Montgomery County property record for 1237 Phillips Ave, Dayton, OH 45410
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,318 sqft · built 1918 |
| Lot Size | 0.11 acres (4,800 sqft) |
| Owner | Company Name on File |
| Last Sale | $90,500 (Apr 2023) |
| Tax Bill | $1,402 (2024) |
| Deeds & Mortgages | Jun 2023 Line of Credit Apr 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R72 03803 0008 |
| Primary APN | R72 03803 0008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,318 sqft Living Area |
| 1st Floor Area | 624 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1918 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,800 sqft (0.11 acres) |
| Lot Dimensions | 120 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 154 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1237 PHILLIPS AVE |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45410-2634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 27880 |
| Legal Subdivision | CITY/DAYTON REV |
| Legal Lot Number | 8 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | DAYTON |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 3300 |
Source: Montgomery County records · APN R72 03803 0008
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 279, BELLBROOK, OH 45305-0279 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jun 20, 2023 | Deed of Trust, Mortgage · Line of Credit RIVER VALLEY CU INC |
| Apr 03, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage ZACHARY RUSCHAU |
| Oct 29, 2021 | Deed of Trust, Mortgage · Commercial Mortgage LIMA ONE CAPITAL LLC |
| Jan 22, 2018 | Grant Deed, Transfer BAY NATIONAL TITLE |
| Aug 11, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 03, 2023 · Amount on Record |
| Deed Sale | Apr 03, 2023 · Amount on Record |
| Prior Sale | Jan 22, 2018 · Amount on Record |
| Deed Document Number | 202300017128 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 1237 PHILLIPS AVE, DAYTON, OH 45410-2634 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2796 VIMARK RD, BELLBROOK, OH 45305-8914 |
| Document Number | 0000030879 |
|---|---|
| Date | Jun 20, 2023 |
| Instrument | 202300030879 |
| Name | RIVER VALLEY CU INC |
|---|---|
| Type | Credit Union |
| Address | MIAMISBURG, OH 45342 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 01, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Apr 03, 2023 |
| Property Address | 1237 PHILLIPS AVE, DAYTON, OH 45410-2634 |
| Document Number | 0000017128 |
| Instrument Date | Mar 24, 2023 |
| Instrument | 202300017128 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 279, BELLBROOK, OH 45305-0279 |
| Document Number | 0000017129 |
|---|---|
| Date | Apr 03, 2023 |
| Instrument | 202300017129 |
| Name | ZACHARY RUSCHAU |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 1237 PHILLIPS AVE, DAYTON, OH 45410-2634 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000082780 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 2021-00082780 |
| Name | LIMA ONE CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | GREENVILLE, SC 29601 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jan 22, 2018 |
| Property Address | 1237 PHILLIPS AVE, DAYTON, OH 45410-2634 |
| Document Number | 0000004013 |
| Instrument Date | Dec 13, 2017 |
| Instrument | 4013 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2018 |
| Title Company | BAY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $109.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 333 LAS OLAS WAY #4002 FORT LAUDERDALE FL 333014305, 4002, FORT LAUDERDALE, FL 33301-4305 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Aug 11, 2017 |
| Property Address | 1237 PHILLIPS AVE, DAYTON, OH 45410-2634 |
| Document Number | 0000047480 |
| Instrument Date | Aug 02, 2017 |
| Instrument | 47480 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 08, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $84.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 4801 FREDERICA ST OWENSBORO KY 423017441, OWENSBORO, KY 42301-7441 |
| Investor | Possibly a Property Investor |
Source: Montgomery County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Dayton City |
| Unified School District | Dayton City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,620 (-) Land $6,200 Building $17,420 | ||
| 2024 | $1,402.00 (+2.41%) | ||
| 2023 | $1,369.00 (-4.93%) | $23,620 (+22.77%) Land $6,200 Building $17,420 | $67,490 (+22.78%) Land $17,710 Building $49,780 |
| 2022 | $1,440.00 | $19,240 Land $5,040 Building $14,200 | |
| 2020 | $54,970 Land $14,400 Building $40,570 |
Source: FEMA National Flood Hazard Layer, Montgomery County (39113C), as of June 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Cincinnati Bell Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
Based on FCC filings for 931 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system OH5703512, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DAYTON PUBLIC WATER SYSTEM serves 141,407 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 470 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures