Whatcom County property record for 1237 Park St, Ferndale, WA 98248
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,296 sqft · built 1974 |
| Lot Size | 0.262 acres (11,456 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (May 2019) |
| Tax Bill | $3,864 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage May 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 561349 |
| Primary APN | 561349 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Tile |
| Lot Area | 11,456 sqft (0.262 acres) |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 15 sqft |
| Patio Area | 104 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 561349 |
|---|---|
| Street Address | 1237 PARK ST |
| City | FERNDALE |
| State | WA |
| Zip | 98248-9430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR1 |
| Legal Description | PARADISE PARK NO 2 LOT 25-EXC 1/2 INT IN GAS-OIL-MIN RTS AS RES AF 871578 |
| Legal Range | 02 |
| Legal Township | 39 |
| Legal Section | 22 |
| Legal Subdivision | PARADISE PARK |
| Legal Lot Number | 25 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 10600 |
Source: Whatcom County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1237 PARK ST, FERNDALE, WA 98248-9430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 5, 2021 | Deed of Trust, Mortgage · VA Mortgage BANNER BANK |
| May 29, 2019 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2019 · Amount on Record |
| Deed Sale | May 29, 2019 · Amount on Record |
| Prior Sale | Oct 21, 2002 · Amount on Record |
| Deed Document Number | 2019-0503127 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 1237 PARK ST, FERNDALE, WA 98248-9430 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Title Company | CHICAGO TITLE BELLINGHAM |
| Name | Verified Name |
|---|
| Document Number | 20210200924 |
|---|---|
| Date | Feb 5, 2021 |
| Instrument | 2021-0200924 |
| Name | BANNER BANK |
|---|---|
| Type | Bank |
| Address | WALLA WALLA, WA 99362 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | May 29, 2019 |
| Property Address | 1237 PARK ST, FERNDALE, WA 98248-9430 |
| Document Number | 2190503127 |
| Instrument Date | May 23, 2019 |
| Instrument | 503127 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,235.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1237 PARK ST FERNDALE WA 982489430, FERNDALE, WA 98248-9430 |
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Ferndale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,864.00 (+28.63%) | $497,176 (+28.16%) Land $223,100 Building $274,076 | $497,176 (+28.16%) Land $223,100 Building $274,076 |
| 2022 | $387,941 Land $168,534 Building $219,407 | $387,941 Land $168,534 Building $219,407 | |
| 2021 | $3,004.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 7 (1990–2025) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.1% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PARADISE PARK WATER SYSTEM private · serves 200 people · EPA ID WA5366116 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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