1237 Panoche Ave, San Jose, CA 95122 Property Records

Santa Clara County property record for 1237 Panoche Ave, San Jose, CA 95122

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,548 sqft · built 1997
Lot Size	0.062 acres (2,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,050,000 (Nov 2023)
Tax Bill	$15,445 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`477-74-029`

Property Details

APN / Parcel Number

Primary APN	`477-74-029`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,548 sqft Living Area
1st Floor Area	637 sqft
2nd Floor Area	911 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	2,700 sqft (0.062 acres)
Garage Area	367 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1237 PANOCHE AVE
City	SAN JOSE
State	CA
Zip	95122-2634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-PD
Legal Description	TRACT 8920 BOOK 688 PAGE 1 PAGE 2 LOT 2
Legal Tract	8920
Legal Lot Number	2
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2000
Census Tract	503110

Owner

Source: Santa Clara County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1237 PANOCHE AVE, SAN JOSE, CA 95122-2634
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Grant Deed, Transfer · Commercial Mortgage NORTHERN CALIFORNIA MORTGAGE FUND X
Aug 19, 2022	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 26, 2017	Grant Deed, Transfer PS FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2023 · Amount on Record
Deed Sale	Nov 28, 2023 · Amount on Record
Prior Sale	Aug 19, 2022 · Amount on Record
Deed Document Number	202325567781
Prior Transfer Date	Feb 11, 2010
Prior Transfer Doc	0020614238
Record Updated	Sep 20, 2026

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 28, 2023
Property Address	1237 PANOCHE AVE, SAN JOSE, CA 95122-2634
Document Number	0025567781
Map Reference	MB 688 PG 1&2
Instrument Date	Oct 25, 2023
Instrument	25567781
Transaction Type	Transfer
Record Updated	Dec 6, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1237 PANOCHE AVE, SAN JOSE, CA 95122-2634

Mortgage

Document Number	0025567782
Date	Nov 28, 2023
Instrument	25567782

Lender

Name	NORTHERN CALIFORNIA MORTGAGE FUND X

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0025568183
Date	Nov 28, 2023
Instrument	25568183

Lender

Name	CHI MAI
Type	Private Party
Address	1531 ENDICOTT DR, SAN JOSE, CA 95122

Agreement

Amount	Amount Recorded
Term	10 Months
Due	Aug 31, 2024

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 19, 2022
Property Address	1237 PANOCHE AVE, SAN JOSE, CA 95122-2634
Document Number	0025360795
Map Reference	MB 688 PG 1&2
Instrument Date	Aug 11, 2022
Instrument	25360795
Transaction Type	Transfer
Record Updated	Aug 30, 2022
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1237 PANOCHE AVE, SAN JOSE, CA 95122-2634

Mortgage

Document Number	0025360796
Date	Aug 19, 2022
Instrument	25360796

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 26, 2017
Property Address	1237 PANOCHE AVE, SAN JOSE, CA 95122-2634
Document Number	0023761527
Map Reference	MAP688 PG1&2
Instrument Date	Sep 14, 2017
Instrument	23761527
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22070 TIMOTHY LN, SAN JOSE, CA 95120-3722

Mortgage

Document Number	0023761528
Date	Sep 26, 2017
Instrument	23761528

Lender

Name	PS FUNDING INC

Agreement

Amount	Amount Recorded
Term	19 Months
Due	Apr 1, 2019

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Franklin-McKinley Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,092,420 (+2%) Land $832,320 Building $260,100
2025	$15,445.00 (+13.42%)	$1,071,000 (+14.55%) Land $816,000 Building $255,000
2023	$13,617.00 (+16.05%)	$935,000 Land $701,100 Building $233,900
2022	$11,734.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Sail Internet, T-Mobile.

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