1237 Oak St, San Mateo, CA 94402 Property Records

San Mateo County property record for 1237 Oak St, San Mateo, CA 94402

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,624 sqft · built 1930
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Company Names on Record
Last Sale	$750,000 (May 2000)
Tax Bill	$21,345 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Aug 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`034-373-200`

Property Details

APN / Parcel Number

Primary APN	`034-373-200`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,624 sqft Living Area
Gross Area	2,949 sqft
1st Floor Area	1,190 sqft
Basement Area	919 sqft
Finished Basement	594 sqft
Unfinished Basement	325 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Spanish
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tar & Gravel
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Basement
Garage Area	390 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1237 OAK ST
City	SAN MATEO
State	CA
Zip	94402-2922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 45 HUSING SUB RSM D/35 CITY OF SAN MATEO
Legal Subdivision	HUSING SUB
Legal Lot Number	45
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	3
Census Block	3003
Census Tract	606600

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1237 OAK ST, SAN MATEO, CA 94402-2922
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Aug 3, 2023	Deed of Trust, Mortgage · Commercial Mortgage ROCKET MORTGAGE LLC
Aug 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 1, 2022	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Jun 9, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2000 · Amount on Record
Deed Sale	May 31, 2000 · Amount on Record
Deed Document Number	200063403
Last Transfer Date	Jan 27, 2022
Transfer Doc	0000046871
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1237 OAK ST, SAN MATEO, CA 94402-2922
Transaction Type	Mortgage
Record Updated	Nov 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1237 OAK ST, SAN MATEO, CA 94402-2922

Mortgage

Document Number	0000050188
Date	Oct 10, 2023
Instrument	2023-050188

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	357 Months
Due	Jul 17, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1237 OAK ST, SAN MATEO, CA 94402-2922
Transaction Type	Mortgage
Record Updated	Sep 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1237 OAK ST, SAN MATEO, CA 94402-2922

Mortgage

Document Number	0000037176
Date	Aug 3, 2023
Instrument	2023-037176

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 17, 2053

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1237 OAK ST, SAN MATEO, CA 94402-2922
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1237 OAK ST, SAN MATEO, CA 94402-2922

Mortgage

Document Number	0000036779
Date	Aug 1, 2023
Instrument	2023-036779

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.15%
Type Change Date	Aug 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	12.1%
Margin	3
Max Rate	12.1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1237 OAK ST, SAN MATEO, CA 94402-2922
Transaction Type	Mortgage
Record Updated	Mar 24, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017769
Date	Mar 1, 2022
Instrument	2022-017769

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 21, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Jun 9, 2022
Property Address	1237 OAK ST, SAN MATEO, CA 94402-2922
Document Number	0000046871
Map Reference	MB D PG 35
Instrument Date	Jan 27, 2022
Instrument	2022-046871
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1237 OAK ST, SAN MATEO, CA 94402-2922
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,679,843 (+2%) Land $587,885 Building $1,091,958
2025	$21,345.00 (+7.63%)	$1,646,906 (+4.04%) Land $576,358 Building $1,070,548
2023	$19,831.00 (+28.26%)	$1,582,956 Land $553,978 Building $1,028,978	$2,149,740
2022	$15,461.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 906 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Sonic Telecom Fiber	1,000 / 1,000
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Unwired, Verizon.

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