1237 Oak Borough Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 1237 Oak Borough Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,364 sqft · built 1992
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Jun 2022)
Tax Bill	$5,572 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Nov 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`24T-63-0277`

Property Details

APN / Parcel Number

Primary APN	`24T-63-0277`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,364 sqft Living Area
Gross Area	2,788 sqft
1st Floor Area	1,040 sqft
Basement Area	24 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Frame/Masonry
Construction Type	Frame
Foundation Type	Raised
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	60 ft deep x 60 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	160 sqft
Deck Area	330 sqft
Patio Area	362 sqft
Balcony Area	20 sqft
Poultry House	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1237 OAK BOROUGH DR
City	BALLWIN
State	MO
Zip	63021-8333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-3
Legal Description	RIDGES OF OAKWOOD FARMS PLAT TWO (THE) LOT 73
Legal Subdivision	RIDGES OF OAKWOOD FARMS PLAT TWO (THE)
Legal Lot Number	73
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	3
Census Block	3006
Census Tract	217944

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1237 OAK BOROUGH DR, BALLWIN, MO 63021-8333
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Warranty Deed, Transfer · FHA Mortgage PEOPLES BANK
Nov 23, 2021	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2022 · Amount on File
Deed Sale	Jun 23, 2022 · Amount on File
Deed Document Number	2022623399
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jun 23, 2022
Property Address	1237 OAK BOROUGH DR, BALLWIN, MO 63021-8333
Document Number	2022062300399
Map Reference	MB 313 PG 17
Instrument Date	Jun 17, 2022
Instrument	2022062300399
Transaction Type	Transfer
Record Updated	Nov 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4408 FERNDALE DR, 4408, COLUMBIA, MO 65202-3496

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1237 OAK BOROUGH DR, BALLWIN, MO 63021-8333

Mortgage

Document Number	2022062300400
Date	Jun 23, 2022
Instrument	2022062300400

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1237 OAK BOROUGH DR, BALLWIN, MO 63021-8333
Transaction Type	Mortgage
Record Updated	Feb 22, 2022
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1237 OAK BOROUGH DR, BALLWIN, MO 63021-8333

Mortgage

Document Number	0252400744
Date	Nov 23, 2021
Book Page	25240/744
Instrument	2021112300043

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Oct 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,340 (-) Land $27,800 Building $53,540	$428,100 (-) Land $146,300 Building $281,800
2025	$5,572.00 (+2.77%)	$81,340 (+4.85%) Land $27,800 Building $53,540	$428,100 (+4.85%) Land $146,300 Building $281,800
2024	$5,422.00 (+0.07%)
2023	$5,418.00 (+12.62%)	$77,580 (+20.62%) Land $15,430 Building $62,150	$408,300 (+20.62%) Land $81,200 Building $327,100
2022	$4,811.00	$64,320 Land $18,530 Building $45,790
2021			$338,500 Land $97,500 Building $241,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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