1237 N Concord Rd, Chattanooga, TN 37421 Property Records

Hamilton County property record for 1237 N Concord Rd, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,552 sqft · built 1960
Lot Size	0.29 acres (12,662 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Jul 2022)
Tax Bill	$1,017 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jul 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`158K C 009`

Property Details

APN / Parcel Number

Primary APN	`158K C 009`
Alternative APN	`0000100537`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,552 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,662 sqft (0.29 acres)
Lot Dimensions	125 ft deep x 101 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000100537
Street Address	1237 N CONCORD RD
City	CHATTANOOGA
State	TN
Zip	37421-3864
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 70 RADMOOR PB 21 PG 48 3289 02 53
Legal Subdivision	RADMOOR
Legal Lot Number	70
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	1
Census Block	1008
Census Tract	11446

Owner

1237 N Concord Rd is owned and occupied by an individual who bought it in July 2022.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Mailing Address	1237 N CONCORD RD, CHATTANOOGA, TN 37421-3864
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Deed of Trust, Mortgage · Line of Credit STUDIO BANK
Jul 1, 2022	Warranty Deed, Transfer CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERL& TTL & GUARANTY CO L
Jul 15, 2021	Warranty Deed, Transfer CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2022 · Amount on File
Deed Sale	Jul 1, 2022 · Amount on File
Prior Sale	Jul 15, 2021 · Amount on File
Deed Document Number	2022070100249
Deed Book / Page	13013 / 256
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1237 N CONCORD RD, CHATTANOOGA, TN 37421-3864
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000043
Date	Nov 9, 2022
Book Page	13138/711
Instrument	2022110900043

Lender

Name	STUDIO BANK
Type	Bank
Address	NASHVILLE, TN 37203

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 1, 2022
Property Address	1237 N CONCORD RD, CHATTANOOGA, TN 37421-3864
Document Number	0000000249
Book / Page	13013 / 256
Map Reference	MB 21 PG 48
Instrument Date	Jun 30, 2022
Instrument	2022070100249
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERL& TTL & GUARANTY CO L

Transaction

Amount	Amount on Record
Tax	$1,258.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1237 N CONCORD RD, CHATTANOOGA, TN 37421-3864

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 15, 2021
Property Address	1237 N CONCORD RD, CHATTANOOGA, TN 37421-3864
Document Number	0000000204
Book / Page	12568 / 665
Map Reference	MB 21 PG 48
Instrument Date	Jul 14, 2021
Instrument	2021071500204
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Amount	Amount on Record
Tax	$702.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 CUMMINGS COVE DRIVE, CHATTANOOGA, TN 37419
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1237 N Concord Rd was $1,017, up 13.8% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,017.00 (+13.76%)	$67,125 (+67.81%)	$268,500 (+67.81%) Land $60,000 Building $208,500
2024	$894.00	$40,000 (-)	$160,000 (-) Land $50,000 Building $110,000
2023	$894.00	$40,000 (-)	$160,000 (-) Land $50,000 Building $110,000
2022	$894.00	$40,000	$160,000 Land $50,000 Building $110,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1237 N Concord Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	12 (1994–2025)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 3 claims Extensive Rainfall And Flash Flooding, Mar 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1237 N Concord Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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