1237 Montgomery Dr, Inverness, MS 38753 Property Records

Sunflower County property record for 1237 Montgomery Dr, Inverness, MS 38753

Property Summary

Property Type	Single Family Home
Details	3 bd · 3,791 sqft · built 2000
Lot Size	1.54 acres (67,082 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,789 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jul 2023 Line of Credit + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`092G-03-00-023.00`

Property Details

APN / Parcel Number

Primary APN	`092G-03-00-023.00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Building Area	3,791 sqft Finished Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	67,082 sqft (1.54 acres)
Patio Area	132 sqft
Utility Building	153 sqft

Location & Zoning

Street Address	1237 MONTGOMERY DR
City	INVERNESS
State	MS
Zip	38753-8719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.54 ACC PT SW1/4 N/OF BAYOU UNPLATTED LAND 03-17-04 OLD PCL:6092G0001600 30000140
Jurisdiction	SUNFLOWER MS
Township / Civil Division	1
Census Block Group	2
Census Block	2037
Census Tract	950600

Owner

1237 Montgomery Dr is owned by two individuals who acquired it in March 1999.

Source: Sunflower County records, as of January 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 283, INVERNESS, MS 38753-0283
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2025	Deed of Trust, Mortgage · Line of Credit PLANTERS BANK & TRUST CO
Jul 3, 2023	Deed of Trust, Mortgage · Line of Credit PLANTERS BANK & TRUST CO
Oct 24, 2022	Deed of Trust, Mortgage · Line of Credit PLANTERS BANK & TRUST CO
Sep 6, 2022	Deed of Trust, Mortgage · Line of Credit PLANTERS BANK & TRUST CO
Apr 15, 2019	Deed of Trust, Mortgage · Line of Credit PLANTERS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 1999
Deed Sale	Mar 2, 1999
Deed Document Number	0000V34748
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUNFLOWER MS
Property Address	1237 MONTGOMERY DR, INVERNESS, MS 38753-8719
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1237 MONTGOMERY DR, INVERNESS, MS 38753-8719

Mortgage

Document Number	2025003891
Date	Oct 13, 2025
Instrument	2025003891

Lender

Name	PLANTERS BANK & TRUST CO
Type	Bank
Address	INDIANOLA, MS 38751

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	59 Months
Due	Sep 22, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUNFLOWER MS
Property Address	1237 MONTGOMERY DR, INVERNESS, MS 38753-8719
Transaction Type	Mortgage
Record Updated	Mar 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1237 MONTGOMERY DR, INVERNESS, MS 38753-8719

Mortgage

Document Number	2023002701
Date	Jul 3, 2023
Instrument	2023002701

Lender

Name	PLANTERS BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	11 Months
Due	Jun 26, 2024

Interest

Rate Type	Adjustable Rate

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUNFLOWER MS
Property Address	1237 MONTGOMERY DR, INVERNESS, MS 38753-8719
Transaction Type	Mortgage
Record Updated	Dec 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1237 MONTGOMERY DR, INVERNESS, MS 38753-8719

Mortgage

Document Number	2022004225
Date	Oct 24, 2022
Instrument	2022004225

Lender

Name	PLANTERS BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 14, 2047

Interest

Rate Type	Adjustable Rate

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUNFLOWER MS
Property Address	1237 MONTGOMERY DR, INVERNESS, MS 38753-8719
Transaction Type	Mortgage
Record Updated	Dec 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1237 MONTGOMERY DR, INVERNESS, MS 38753-8719

Mortgage

Document Number	2022003838
Date	Sep 6, 2022
Instrument	2022003838

Lender

Name	PLANTERS BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	6 Months
Due	Feb 28, 2023

Interest

Rate Type	Adjustable Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUNFLOWER MS
Property Address	1237 MONTGOMERY DR, INVERNESS, MS 38753-8719
Transaction Type	Mortgage
Record Updated	May 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1237 MONTGOMERY DR, INVERNESS, MS 38753-8719

Mortgage

Document Number	2019002334
Date	Apr 15, 2019
Instrument	2019002334

Lender

Name	PLANTERS BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	11 Months
Due	Mar 18, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1237 Montgomery Dr was $3,789.

Source: Sunflower County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Sunflower County
Municipality	Inverness Town
Unified School District	Sunflower County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,789.00	$26,838 Land $1,600 Building $25,238	$268,380 Land $16,000 Building $252,380
2023	$2,338.00	$26,838 Land $1,600 Building $25,238	$268,380 Land $16,000 Building $252,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1237 Montgomery Dr in Zone X, where a levee reduces flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1982–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1237 Montgomery Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.3% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SO. SUNFLOWER W/A-INVERNESS public/private · serves 898 people · EPA ID MS0670015
Water Source	Purchased groundwater from TOWN OF INVERNESS
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	2,500 / 2,500

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Montgomery Dr

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