1237 Monarchos Rdg, Union, KY 41091 Property Records

Boone County property record for 1237 Monarchos Rdg, Union, KY 41091

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,292 sqft · built 2014
OwnerIndividual Name on Record
Last Sale$415,000 (Jan 2021)
Tax Bill$5,855 (2025)
Deeds & MortgagesSep 2017 Mortgage
Jan 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN064.26-07-078.00

Property Details

APN / Parcel Number

Primary APN064.26-07-078.00
Alternative APN
  • 48729

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,292 sqft Finished Area
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeWood
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address1237 MONARCHOS RDG
CityUNION
StateKY
Zip41091-7187
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 78 SEC 26 BLK D PT 2 TRIPLE CROWN COUNTRY CLUB
Legal SubdivisionTRIPLE CROWN CC SEC 26 PT 2
Legal BlockD
Legal Lot Number78
JurisdictionBOONE KY
Township / Civil DivisionWALTON
Census Block Group1
Census Block1000
Census Tract70605

Owner

Source: Boone County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1237 MONARCHOS RDG, UNION, KY 41091-7187
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2017Deed of Trust, Mortgage · Conventional Mortgage
VICTORY COMMUNITY BANK
Jan 11, 2021Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 20, 2020Warranty Deed, Transfer · Conventional Mortgage
CACHE VALLEY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 11, 2021 · Amount on Record
Deed SaleJan 11, 2021 · Amount on Record
Prior SaleJul 20, 2020 · Amount on Record
Deed Document Number823123
Deed Book / PageD1158 / 553
Record UpdatedJun 8, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE KY
Property Address1237 MONARCHOS RDG, UNION, KY 41091-7187
Transaction TypeMortgage
Record UpdatedNov 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M4054/419
DateSep 12, 2017
Book PageM4054/419
Instrument735103
Lender
NameVICTORY COMMUNITY BANK
TypeBank
AddressFT MITCHELL, KY 41017
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2047

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBOONE KY
Recording DateJan 11, 2021
Property Address1237 MONARCHOS RDG, UNION, KY 41091-7187
Document Number0D1158/553
Book / PageD1158 / 553
Map ReferenceCAB 5 PG 673
Instrument DateDec 11, 2020
Instrument823123
Transaction TypeTransfer
Record UpdatedNov 24, 2025
Title CompanyBRB TRUST TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1237 MONARCHOS RDG, UNION, KY 41091-7187

Mortgage

Document Number0000823124
DateJan 11, 2021
Instrument823124
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBOONE KY
Recording DateJul 20, 2020
Property Address1237 MONARCHOS RDG, UNION, KY 41091-7187
Document Number000D1148/1
Book / PageD1148 / 1
Map ReferenceCAB 5 PG 673
Instrument DateJul 15, 2020
Instrument806944
Transaction TypeTransfer
Record UpdatedNov 24, 2025
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address360 AVAWAM DR, RICHMOND, KY 40475-9193

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address1237 MONARCHOS RDG, UNION, KY 41091-7187

Mortgage

Document Number0000806945
DateJul 20, 2020
Instrument806945
Lender
NameCACHE VALLEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Boone County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyBoone County
Unified School DistrictBoone County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,855.00 (+17.9%)$517,300 (+20.36%) Land $85,000 Building $432,300
2024$517,300 (+20.36%) Land $85,000 Building $432,300
2023$4,966.00 (+2.92%)$429,800 (-) Land $80,000 Building $349,800$429,800 (-) Land $80,000 Building $349,800
2022$4,825.00$429,800 Land $80,000 Building $349,800$429,800 Land $80,000 Building $349,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOONE CO WATER & SEWER DISTRICT
serves 66,300 people · EPA ID KY0080034
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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