1237 Mississippi Ave, Duluth, MN 55811 Property Records

St. Louis County property record for 1237 Mississippi Ave, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,352 sqft · built 1981
Lot Size	0.41 acres (17,895 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Aug 2023)
Tax Bill	$484 (2026)
Deeds & Mortgages	Apr 2024 Mortgage Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-4290-01460`

Property Details

APN / Parcel Number

Primary APN	`010-4290-01460`
Alternative APNs	`1058687` `1145786`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,352 sqft Gross Area
1st Floor Area	1,352 sqft
Basement Area	552 sqft
Finished Basement	552 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Flat
Lot Area	17,895 sqft (0.41 acres)
Garage Type	Basement
Deck Area	96 sqft
Sauna	Sauna
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1145786
Street Address	1237 MISSISSIPPI AVE
City	DULUTH
State	MN
Zip	55811-2445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 2 THRU 12 EVEN NUMBERS ONLY SERIAL #
Legal Subdivision	SUPERIOR VIEW ADD TO DULUTH 2N
Legal Block	14
Legal Lot Number	2-12
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	4
Census Block	4003
Census Tract	400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1237 MISSISSIPPI AVE, DULUTH, MN 55811-2445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 15, 2023	Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC
Aug 29, 2023	Re-recorded Document · VA Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2023 · Amount on Record
Deed Sale	Aug 29, 2023 · Amount on Record
Prior Sale	Mar 15, 2023 · Amount on Record
Deed Document Number	20231472957
Prior Transfer Date	Mar 5, 2023
Prior Transfer Doc	0001472957
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1237 MISSISSIPPI AVE, DULUTH, MN 55811-2445
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001078323
Date	Apr 8, 2024
Instrument	1078323

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 15, 2023
Property Address	1237 MISSISSIPPI AVE, DULUTH, MN 55811-2445
Document Number	0001066743
Instrument Date	Mar 15, 2023
Instrument	1066743
Transaction Type	Transfer
Record Updated	May 5, 2023
Title Company	NOT AVAILABLE, PIONEER TITLE TWIN PORTS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,138.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1237 MISSISSIPPI AVE, DULUTH, MN 55811-2445

Mortgage

Document Number	0001066744
Date	Mar 15, 2023
Instrument	1066744

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

August 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	ST LOUIS MN
Recording Date	Aug 29, 2023
Property Address	1237 MISSISSIPPI AVE, DULUTH, MN 55811-2445
Document Number	0001472957
Instrument Date	Mar 15, 2023
Instrument	1472957
Record Updated	Sep 19, 2023
Title Company	PIONEER TITLE TWIN PORTS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1237 MISSISSIPPI AVE, DULUTH, MN 55811-2445

Mortgage

Document Number	0001472958
Date	Aug 29, 2023
Instrument	1472958

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$484.00 (+1,568.97%) Homeowner's exemption
2025		$348,700 (+21.16%) Land $50,000 Building $298,700	$348,700 (+21.16%) Land $50,000 Building $298,700
2024	$29.00 (-99.14%)	$287,800 (+20.52%) Land $46,300 Building $241,500	$287,800 (+20.52%) Land $46,300 Building $241,500
2023	$3,382.00 Homeowner's exemption
2022	$3,382.00 Homeowner's exemption	$238,800 (+14.7%) Land $54,500 Building $184,300	$238,800 (+14.7%) Land $54,500 Building $184,300
2021		$208,200 Land $47,700 Building $160,500	$208,200 Land $47,700 Building $160,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1990)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1990 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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