1237 Mill St, San Luis Obispo, CA 93401 Property Records

San Luis Obispo County property record for 1237 Mill St, San Luis Obispo, CA 93401

Property Summary

Property TypeMulti-Family Dwellings
Lot Size0.164 acres (7,156 sqft)
OwnerIndividual Name on File
Tax Bill$953 (2025)
Deeds & MortgagesOct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN001-221-006

Property Details

APN / Parcel Number

Primary APN001-221-006

Exterior

Architectural StyleMulti-Family
Lot Area7,156 sqft (0.164 acres)

Location & Zoning

Street Address1237 MILL ST
CitySAN LUIS OBISPO
StateCA
Zip93401-2814
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeR2
Legal DescriptionCY SLO BL 38 PTN LT 2
Legal SubdivisionCITY/SAN LUIS OBISPO
Legal Block38
Legal Lot Number2
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionSAN LUIS OBISPO
Census Block Group1
Census Block1010
Census Tract11101

Owner

1237 Mill St, a residential property, is owned and occupied by an individual who acquired it in November 2015.

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1237 MILL ST, SAN LUIS OBISPO, CA 93401-2814
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateNov 24, 2015
Transfer Doc0000059957
Record UpdatedSep 20, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1237 MILL ST, SAN LUIS OBISPO, CA 93401-2814
Document Number0000049982
Instrument DateOct 26, 2017
Transaction TypeMortgage
Record UpdatedNov 7, 2017
Title CompanyPLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address1237 MILL ST SAN LUIS OBISPO CA 934012814, SAN LUIS OBISPO, CA 93401-2814

Mortgage

Document Number0000049982
DateOct 31, 2017
Instrument49982
Lender
NameOPES ADVISORS
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1237 Mill St was $953 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalitySan Luis Obispo City
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$95,378 (+2%) Land $29,930 Building $65,448
2025$953.00 Homeowner's exemption$93,509 Land $29,344 Building $64,165
2023$917.00 (+6.88%) Homeowner's exemption$89,879 Land $28,205 Building $61,674
2022$858.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1237 Mill St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1237 Mill St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN LUIS OBISPO WATER DEPARTMENT
serves 49,534 people · EPA ID CA4010009
Water SourceSurface water
Last State InspectionOct 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: AT&T, Surfnet Communications, T-Mobile, Verizon.

Nearby Properties on Mill St

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