1237 Locust St, Mount Vernon, IN 47620 Property Records

Posey County property record for 1237 Locust St, Mount Vernon, IN 47620

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1920
Lot Size	0.225 acres (9,801 sqft)
Owner	Individual Name on Record
Last Sale	$139,730 (Nov 2023)
Tax Bill	$1,191 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`65-27-05-421-031.000-018`

Property Details

APN / Parcel Number

Primary APN	`65-27-05-421-031.000-018`
Alternative APNs	`00581098172` `0090065600`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Basement Area	540 sqft
Unfinished Basement	540 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1990
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	9,801 sqft (0.225 acres)
Lot Dimensions	140 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00581098172
Street Address	1237 LOCUST ST
City	MOUNT VERNON
State	IN
Zip	47620-1353
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMPANYS N/2 E/2 LOT 1 BLK 22 MP 598-031- - - -
Legal Subdivision	COMPANYS FIRST ADDITION
Legal Block	22
Legal Lot Number	1
Jurisdiction	POSEY IN
Township / Civil Division	BLACK
Census Block Group	1
Census Block	1028
Census Tract	40700

Owner

Source: Posey County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1237 LOCUST ST, MOUNT VERNON, IN 47620-1353
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage EVANSVILLE TEACHERS FCU
Jan 28, 2020	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MASTERS OF INDIANA INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2023 · Amount on Record
Deed Sale	Nov 1, 2023 · Amount on Record
Prior Sale	Jan 28, 2020 · Amount on Record
Deed Document Number	20233200
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POSEY IN
Recording Date	Nov 1, 2023
Property Address	1237 LOCUST ST, MOUNT VERNON, IN 47620-1353
Document Number	0202303200
Instrument Date	Oct 31, 2023
Instrument	202303200
Transaction Type	Transfer
Record Updated	Nov 13, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1237 LOCUST ST, MOUNT VERNON, IN 47620-1353

Mortgage

Document Number	0202303201
Date	Nov 1, 2023
Instrument	202303201

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POSEY IN
Property Address	1237 LOCUST ST, MOUNT VERNON, IN 47620-1353
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201904489
Date	Dec 30, 2019
Instrument	201904489

Lender

Name	EVANSVILLE TEACHERS FCU
Type	Credit Union
Address	EVANSVILLE, IN 47715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Oct 1, 2020

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POSEY IN
Recording Date	Jan 28, 2020
Property Address	1237 LOCUST ST, MOUNT VERNON, IN 47620-1353
Document Number	0202000366
Map Reference	DD 6 PG 134
Instrument Date	Jan 16, 2020
Instrument	202000366
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1237 LOCUST ST, MOUNT VERNON, IN 47620-1353

Mortgage

Document Number	0202000367
Date	Jan 28, 2020
Instrument	202000367

Lender

Name	MORTGAGE MASTERS OF INDIANA INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Posey County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Posey County
County Subdivision	Black Township
Municipality	Mount Vernon City
Unified School District	Mount Vernon Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,191.00 (+41.79%) Homeowner's exemption	$132,400 (+85.96%) Land $6,900 Building $125,500	$132,400 (+85.96%) Land $6,900 Building $125,500
2024	$840.00 (+41.18%)
2023	$595.00 (+19.96%)	$71,200 (+7.07%) Land $4,500 Building $66,700	$71,200 (+7.07%) Land $4,500 Building $66,700
2022	$496.00 (+21.57%)	$66,500 Land $4,500 Building $62,000	$66,500 Land $4,500 Building $62,000
2021	$408.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER WORKS serves 6,426 people · EPA ID IN5265006
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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