1237 Lathrup Ave, Saginaw, MI 48638 Property Records

Saginaw County property record for 1237 Lathrup Ave, Saginaw, MI 48638

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,166 sqft · built 1951
Lot Size	0.308 acres (13,416 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Sep 2023)
Tax Bill	$2,702 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-12-4-21-4255-000`

Property Details

APN / Parcel Number

Primary APN	`23-12-4-21-4255-000`
Alternative APN	`124214255000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,166 sqft Living Area
1st Floor Area	1,166 sqft
Basement Area	687 sqft
Unfinished Basement	687 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Combination
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,416 sqft (0.308 acres)
Lot Dimensions	134 ft deep x 100 ft wide
Garage Area	350 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Covered Porch
Porch Area	42 sqft
Deck Area	Deck Area
Patio Area	350 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1237 LATHRUP AVE
City	SAGINAW
State	MI
Zip	48638-4735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 355 LATHRUP PARK SUBD NO.2 SEC 21 T12N R4E
Legal Range	04E
Legal Township	12N
Legal Section	21
Legal Subdivision	PARK SUBD
Legal Lot Number	355
Legal Unit	355
Jurisdiction	SAGINAW MI
Township / Civil Division	SAGINAW
Census Block Group	3
Census Block	3014
Census Tract	10402

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1237 LATHRUP AVE, SAGINAW, MI 48638-4735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2023 · Amount on Record
Deed Sale	Sep 6, 2023 · Amount on Record
Prior Sale	Feb 20, 2013 · Amount on Record
Deed Document Number	202319911
Prior Transfer Date	Jul 10, 2012
Prior Transfer Doc	0000023911
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Sep 6, 2023
Property Address	1237 LATHRUP AVE, SAGINAW, MI 48638-4735
Document Number	0000019911
Map Reference	LB 6 PG 8
Instrument Date	Aug 31, 2023
Instrument	2023019911
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 26, 2023
Title Company	DIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,087.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5790 DUNROVIN DR, SAGINAW, MI 48638-5425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1237 LATHRUP AVE, SAGINAW, MI 48638-4735

Mortgage

Document Number	0000019912
Date	Sep 6, 2023
Instrument	2023019912

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Saginaw Charter Township
Unified School District	Saginaw Township Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,400 (+33.45%)	$158,800 (+33.45%)
2025	$2,702.00 (+7.86%) Homeowner's exemption
2023		$59,500 (+12.9%)	$119,000 (+12.9%)
2022	$2,505.00	$52,700	$105,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAGINAW serves 44,058 people · EPA ID MI0005850
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Feb 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T DSL	100 / 20

May also be available: T-Mobile.

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