Rockcastle County property record for 1237 Lambert Rd, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,452 sqft · built 1964 |
| Lot Size | 7 acres (304,920 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $140,000 (May 2013) |
| Tax Bill | $821 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jan 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-00-015 |
| Primary APN | 040-00-015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,452 sqft Living Area |
| Year Built | Built 1964 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 304,920 sqft (7 acres) |
| Cooling System | None |
|---|---|
| Heating System | Other |
| Account Number | 1128901 |
|---|---|
| Street Address | 1237 LAMBERT RD |
| City | BEREA |
| State | KY |
| Zip | 40403-8899 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 7 ACRES(BY SURVEY) & HOUSE |
| Jurisdiction | ROCKCASTLE KY |
| Township / Civil Division | CONWAY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 950100 |
Source: Rockcastle County records, as of January 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1237 LAMBERT RD, BEREA, KY 40403-8899 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 11, 2025 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 29, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Apr 28, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| May 23, 2022 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jan 29, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2013 · Amount on Record |
| Deed Sale | May 8, 2013 · Amount on Record |
| Prior Sale | Jun 18, 2010 · Amount on Record |
| Deed Document Number | 131082 |
| Deed Book / Page | DEED 243 / 501 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKCASTLE KY |
| Property Address | 1237 LAMBERT RD, BEREA, KY 40403-8899 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1237 LAMBERT RD, BEREA, KY 40403-8899 |
| Document Number | 000365/406 |
|---|---|
| Date | Dec 11, 2025 |
| Book Page | 365/406 |
| Instrument | 427408 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKCASTLE KY |
| Property Address | 1237 LAMBERT RD, BEREA, KY 40403-8899 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00M311/648 |
|---|---|
| Date | Jan 29, 2021 |
| Book Page | M311/648 |
| Instrument | 366312 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 310 Months |
| Due | Nov 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKCASTLE KY |
| Property Address | 1237 LAMBERT RD, BEREA, KY 40403-8899 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2023 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 00M301/202 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | M301/202 |
| Instrument | 337093 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 319 Months |
| Due | Nov 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKCASTLE KY |
| Property Address | 1237 LAMBERT RD, BEREA, KY 40403-8899 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2023 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 000328/533 |
|---|---|
| Date | May 23, 2022 |
| Book Page | 328/533 |
| Instrument | 371064 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKCASTLE KY |
| Property Address | 1237 LAMBERT RD, BEREA, KY 40403-8899 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2023 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 000311/648 |
|---|---|
| Date | Jan 29, 2021 |
| Book Page | 311/648 |
| Instrument | 366312 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 310 Months |
| Due | Nov 1, 2046 |
Source: Rockcastle County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rockcastle County |
| Unified School District | Rockcastle County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $821.00 (+4.59%) Homeowner's exemption | $150,000 (+6.23%) | $150,000 (+6.23%) |
| 2023 | $785.00 | $141,200 | $141,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERN ROCKCASTLE WATER ASSOC private · serves 12,623 people · EPA ID KY1020891 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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