Charlotte County property record for 1237 Lafayette St, Punta Gorda, FL 33982
| Property Type | Mobile Home |
|---|---|
| Details | 1,404 sqft · built 2005 |
| Lot Size | 0.448 acres (19,499 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,005 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 402312188027 |
| Primary APN | 402312188027 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,404 sqft Living Area |
|---|---|
| Gross Area | 1,644 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Manufactured |
| Roof Material | Composition Shingle |
| Lot Area | 19,499 sqft (0.448 acres) |
| Lot Dimensions | 135 ft deep x 82 ft wide |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Driveway | Driveway |
| Driveway Area | 1,200 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 1,520 sqft |
| Deck Area | 1,196 sqft |
| Patio Area | 1,196 sqft |
| Shed | 1 Shed |
| Shed Area | 540 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00709200000000 |
|---|---|
| Street Address | 1237 LAFAYETTE ST |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-8563 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | MHC |
| Legal Description | 12 40 23 LOT 2 BLK B GILBERTS ADD TO PEA RIV SUB AS PER PLAT IN 214/738 RP/VIN-GAFL535A90205CY31&B(2005) 282/652 407/991 DC1273/1377 PR96-1220 NT1521/730 1521/732 DC2680/1094-SB 2680/1098 DC3980/181-EGB 3995/1232 ZZZ 124023 LT4 12 40 23 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 12 |
| Legal Subdivision | GILBERTS ADD TO PEA RIV SUB |
| Legal Tract | ZZZ |
| Legal Block | B |
| Legal Lot Number | 2 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 10200 |
Source: Charlotte County records, as of November 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2397 WESTERN AVE, NEWBURGH, ME 04444-4552 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 8, 2015 |
| Transfer Doc | 0039951232 |
| Record Updated | Jun 8, 2026 |
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,005.00 (-28.5%) | $199,210 (+19.75%) Land $11,900 Building $187,310 | $199,210 (+7.29%) Land $11,900 Building $187,310 |
| 2024 | $4,203.00 (+7.74%) | ||
| 2023 | $3,901.00 (+10.82%) | $166,348 (-9.18%) | $185,666 (+1.36%) Land $14,000 Building $171,666 |
| 2022 | $3,520.00 | $183,169 Land $8,500 Building $174,669 | $183,169 Land $8,500 Building $174,669 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 126 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 126 in force |
| Nearby Flood Claims | 68 (1982–2024) |
| Claims Outside the SFHA | 4 of 68 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH CHARLOTTE WATER WORKS private · serves 205 people · EPA ID FL6084074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Radium not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: BridgeMAXX Suncoast Broadband.
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