1237 Kenzie Ct, Berea, KY 40403 Property Records

Madison County property record for 1237 Kenzie Ct, Berea, KY 40403

Property Summary

Property TypeSingle Family Home
Lot Size1.05 acres (45,738 sqft)
Owner2 Individual Names on File
Last Sale$199,900 (Aug 2008)
Tax Bill$1,573 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Sep 2023 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN0084-0003-0021

Property Details

APN / Parcel Number

Primary APN0084-0003-0021
Alternative APNs
  • 126463
  • 89346
  • 56002

Exterior

Lot Area45,738 sqft (1.05 acres)

Location & Zoning

Account Number56002
Street Address1237 KENZIE CT
CityBEREA
StateKY
Zip40403-9365
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBREEZY POINT ESTS LOT 21 PH 2
Legal SubdivisionBREEZY POINT
Legal Phase2
Legal Lot Number21
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1002
Census Tract10901

Owner

1237 Kenzie Ct is owned and occupied by two individuals who bought it in August 2008.

Source: Madison County records, as of December 8, 2025

Owner of Record2 Individual Names on File
Mailing Address1237 KENZIE CT, BEREA, KY 40403-9365
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2025Deed of Trust, Mortgage · Line of Credit
WHITAKER BANK INC
Sep 15, 2023Deed of Trust, Mortgage · Commercial Mortgage
WHITAKER BANK INC
Feb 19, 2020Deed of Trust, Mortgage · Line of Credit
PEOPLES BANK & TRUST CO OF MADISON CNTY
Sep 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
WHITAKER BANK INC
May 26, 2022Deed of Trust, Mortgage · Commercial Mortgage
WHITAKER BANK INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2008 · Amount on File
Deed SaleAug 1, 2008 · Amount on File
Deed Document Number0000637450
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address1237 KENZIE CT, BEREA, KY 40403-9365
Transaction TypeMortgage
Record UpdatedOct 22, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M2414/420
DateOct 3, 2025
Book PageM2414/420
Instrument2014289611
Lender
NameWHITAKER BANK INC
TypeBank
AddressLEXINGTON, KY 40555
Agreement
TypeLine of Credit
AmountAmount on Record
Term178 Months
DueAug 15, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address1237 KENZIE CT, BEREA, KY 40403-9365
Transaction TypeMortgage
Record UpdatedOct 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1237 KENZIE CT, BEREA, KY 40403-9365

Mortgage

Document Number0M2259/426
DateSep 15, 2023
Book PageM2259/426
Instrument2014167479
Lender
NameWHITAKER BANK INC
TypeBank
AddressLEXINGTON, KY 40555
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term121 Months
DueOct 1, 2033

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address1237 KENZIE CT, BEREA, KY 40403-9365
Transaction TypeMortgage
Record UpdatedFeb 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM01919/270
DateFeb 19, 2020
Book PageM01919/270
Instrument2014007522
Lender
NamePEOPLES BANK & TRUST CO OF MADISON CNTY
TypeBank
AddressBEREA, KY 40403
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address1237 KENZIE CT, BEREA, KY 40403-9365
Transaction TypeMortgage
Record UpdatedFeb 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M2088/278
DateSep 2, 2021
Book PageM2088/278
Instrument2014051383
Lender
NameWHITAKER BANK INC
TypeBank
AddressLEXINGTON, KY 40509
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2051

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address1237 KENZIE CT, BEREA, KY 40403-9365
Transaction TypeMortgage
Record UpdatedFeb 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1237 KENZIE CT, BEREA, KY 40403-9365

Mortgage

Document Number00M2163/54
DateMay 26, 2022
Book PageM2163/54
Instrument2014093730
Lender
NameWHITAKER BANK INC
TypeBank
AddressLEXINGTON, KY 40555
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term120 Months
DueMay 23, 2032
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1237 Kenzie Ct was $1,573 with a homeowner's exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,573.00 Homeowner's exemption$216,000$216,000
2023$1,645.00 Homeowner's exemption$216,000$216,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1237 Kenzie Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1979–2023)
Claims Outside the SFHA2 of 4
Most Recent ClaimFeb 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1237 Kenzie Ct is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 70% of Kentucky
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON CO UTILITIES DISTRICT
serves 25,120 people · EPA ID KY0760224
Water SourcePurchased surface water from RICHMOND UTILITIES
Last State InspectionNov 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000

May also be available: Windstream.

Nearby Properties on Kenzie Ct

Nearby Streets

Search Property Records by Address or Parcel Number