1237 Kelsa Anne Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 1237 Kelsa Anne Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,088 sqft · built 2024
Lot Size	0.248 acres (10,815 sqft)
Owner	2 Individual Names on File
Last Sale	$296,900 (Aug 2024)
Tax Bill	$6,589 (2025)
Deeds & Mortgages	Oct 2025 Transfer Jul 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R27-223-18-4301-0000-0230`

Property Details

APN / Parcel Number

Primary APN	`R27-223-18-4301-0000-0230`
Alternative APNs	`01798905` `1798905`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	3,088 sqft Living Area
Gross Area	4,045 sqft
1st Floor Area	3,088 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,815 sqft (0.248 acres)
Garage Type	Attached
Garage Area	578 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	01798905
Street Address	1237 KELSA ANNE DR
City	SPRING HILL
State	FL
Zip	34609-6606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITING ESTATES LOT 23
Legal Subdivision	WHITING ESTATES
Legal Lot Number	23
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	4
Census Block	4012
Census Tract	40906

Owner

1237 Kelsa Anne Dr is owned and occupied by two individuals who acquired it in October 2025.

Source: Hernando County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1237 KELSA ANNE DR, SPRING HILL, FL 34609-6606
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jul 3, 2024	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage MUTUAL OF OMAHA MORTGAGE INC
Mar 5, 2024	Special Warranty Deed, Transfer · Unknown FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2024 · Amount on File
Deed Sale	Aug 8, 2024 · Amount on File
Prior Sale	Jul 3, 2024 · Amount on File
Deed Document Number	202448512
Deed Book / Page	4455 / 19
Last Transfer Date	Oct 28, 2025
Transfer Doc	0046271265
Record Updated	Jun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Oct 29, 2025
Property Address	1237 KELSA ANNE DR, SPRING HILL, FL 34609-6606
Document Number	0046271265
Book / Page	4627 / 1265
Map Reference	MB 44 PG 29-32
Instrument Date	Oct 28, 2025
Instrument	2025074994
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1237 KELSA ANNE DR, SPRING HILL, FL 34609-6606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1237 KELSA ANNE DR, SPRING HILL, FL 34609-6606

July 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 3, 2024
Property Address	1237 KELSA ANNE DR, SPRING HILL, FL 34609-6606
Document Number	0044420070
Book / Page	4442 / 70
Map Reference	MB 44 PG 29-32
Instrument Date	Jun 25, 2024
Instrument	2024040568
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 11, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,719.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3925 COCONUT PALM DR STE 117, 117, TAMPA, FL 33619-1303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1237 KELSA ANNE DR, SPRING HILL, FL 34609-6606

Mortgage

Document Number	0000444272
Date	Jul 3, 2024
Instrument	4442/72

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2054

March 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 5, 2024
Property Address	1237 KELSA ANNE DR, SPRING HILL, FL 34609-6606
Document Number	0043981907
Book / Page	4398 / 1907
Map Reference	MB 44 PG 29-32
Instrument Date	Feb 26, 2024
Instrument	2024013778
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Tax	$3,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1316 SHERMAN AVE STE 215, 215, EVANSTON, IL 60201-4361

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1237 KELSA ANNE DR # 23, 23, SPRING HILL, FL 34609-6606
Investor	Possibly a Property Investor

Mortgage

Document Number	0043981910
Date	Mar 5, 2024
Instrument	4398/1910

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Unknown
Amount	Amount on Record
Term	17 Months
Due	Aug 1, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 1237 Kelsa Anne Dr was $6,589.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,589.00	$458,524	$534,405 Land $67,486 Building $466,919
2023		$37,117
2022	$595.00		$42,179 Land $42,179

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1237 Kelsa Anne Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1237 Kelsa Anne Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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