San Diego County property record for 1237 Inspiration Dr, La Jolla, CA 92037
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 9.5 ba · 7,435 sqft · built 2000 |
| Lot Size | 0.91 acres (39,640 sqft) |
| Owner | Company Name on File |
| Last Sale | $6,525,000 (Mar 2014) |
| Tax Bill | $104,975 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 357-132-01-00 |
| Primary APN | 357-132-01-00 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 9.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 7,435 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 39,640 sqft (0.91 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1237 INSPIRATION DR |
|---|---|
| City | LA JOLLA |
| State | CA |
| Zip | 92037-6809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1-4 |
| Legal Description | LOT 15 /EXC E 2.50 FT/ TR 002546 |
| Legal Subdivision | LA JOLLA HIGHLANDS |
| Legal Tract | 002546 |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 8311 |
Source: San Diego County records · APN 357-132-01-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1237 INSPIRATION DR, LA JOLLA, CA 92037-6809 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| May 06, 2026 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK N A |
| Mar 26, 2018 | Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 17, 2014 · Amount on Record |
| Deed Sale | Mar 17, 2014 · Amount on Record |
| Prior Sale | Jan 18, 2005 · Amount on Record |
| Deed Document Number | 2014103098 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 06, 2026 |
| Property Address | 1237 INSPIRATION DR, LA JOLLA, CA 92037-6809 |
| Document Number | 0000129084 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026129084 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | PRIOR TITLE, PRIORITY TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust, 220 |
| Address | 1237 INSPIRATION DR, LA JOLLA, CA 92037-6809 |
| Document Number | 0000129084, |
|---|---|
| Date | May 06, 2026 |
| Instrument | 2026129084 |
| Name | JPMORGAN CHASE BANK N A |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1237 INSPIRATION DR, LA JOLLA, CA 92037-6809 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000117725 |
|---|---|
| Date | Mar 26, 2018 |
| Instrument | 2018-0117725 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | WESTMONT, IL 60559 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Apr 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.25% |
| Index | 1-Year LIBOR |
| Max Rate | 8.25% |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Diego City |
| Unified School District | San Diego City Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $8,512,512 (+2%) Land $6,126,861 Building $2,385,651 | |
| 2025 | $104,975.00 (+4.44%) | $8,345,601 (+4.04%) Land $6,006,727 Building $2,338,874 |
| 2024 | $100,513.00 (+2.25%) | |
| 2023 | $98,304.00 (+2.73%) | $8,021,533 Land $5,773,480 Building $2,248,053 |
| 2022 | $95,690.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 8 (1980–2001) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Jan 2001 · tidal / storm surge |
| Claims by Event |
|
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, T-Mobile USA, Verizon.
Based on FCC filings for 364 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF SAN DIEGO serves 1,408,937 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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