1237 Hardscrabble Rd, Roxbury, NY 12474 Property Records

Delaware County and Roxbury Town property record for 1237 Hardscrabble Rd, Roxbury, NY 12474

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 2,080 sqft · built 1995
Lot Size	9.3 acres (405,108 sqft)
Owner	2 Individual Names on Record
Last Sale	$353,000 (Nov 2025)
Tax Bill	$5,180 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`124800 134.-1-21`

Property Details

APN / Parcel Number

Primary APN	`124800 134.-1-21`
Alternative APNs	`48001340000001021000` `08001193026`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,080 sqft Living Area
1st Floor Area	1,280 sqft
Basement Area	800 sqft
Finished Basement	800 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	405,108 sqft (9.3 acres)
Porch	Slab
Porch Area	112 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	08001193026
Street Address	1237 HARDSCRABBLE RD
City	ROXBURY
State	NY
Zip	12474-1821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	GL42 LOT 310 & 214 CHARLES/ETSUKO ROSE
Legal Block	1
Legal Lot Number	21.000
Jurisdiction	DELAWARE NY
Township / Civil Division	ROXBURY
Census Block Group	3
Census Block	3027
Census Tract	971100

Owner

Source: Delaware County and Roxbury Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1237 HARDSCRABBLE RD, ROXBURY, NY 12474-1821
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2025 · Amount on Record
Deed Sale	Nov 25, 2025 · Amount on Record
Prior Sale	May 11, 2016 · Amount on Record
Deed Document Number	20257421
Deed Book / Page	1836 / 346
Prior Transfer Date	Jul 24, 2013
Prior Transfer Doc	1386000343
Record Updated	Oct 29, 2026

November 2025: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	DELAWARE NY
Recording Date	Nov 25, 2025
Property Address	1237 HARDSCRABBLE RD, ROXBURY, NY 12474-1821
Document Number	001836/346
Book / Page	1836 / 346
Instrument Date	Nov 25, 2025
Instrument	7421
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1237 HARDSCRABBLE RD, ROXBURY, NY 12474-1821

Mortgage

Document Number	0000007422
Date	Nov 25, 2025
Instrument	7422

Lender

Name	DELAWARE NATIONAL BANK

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Delaware County and Roxbury Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Delaware County
County Subdivision	Roxbury Town
Unified School District	Roxbury Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,180.00 (+0.82%)
2025	$5,138.00 (+51.16%)	$334,000 (-) Land $76,100 Building $257,900	$337,374 (+1.01%) Land $76,869 Building $260,505
2024	$3,399.00 (+123.77%) Homeowner's exemption Senior Citizen's exemption	$334,000 (+139.6%) Land $76,100 Building $257,900	$334,000 (+62.93%) Land $76,100 Building $257,900
2023		$139,400 (-) Land $54,900 Building $84,500	$205,000 (+19.12%) Land $80,735 Building $124,265
2022		$139,400 Land $54,900 Building $84,500	$172,100 Land $67,778 Building $104,322
2021	$1,519.00 (-52.41%)
2020	$3,192.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1987–2019)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Apr 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MTC Cable Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20