1237 Half Moon Bay Dr, Chula Vista, CA 91915 Property Records

San Diego County property record for 1237 Half Moon Bay Dr, Chula Vista, CA 91915

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,302 sqft · built 1993
Lot Size	0.127 acres (5,537 sqft)
Owner	2 Individual Names on File
Last Sale	$990,000 (Jul 2022)
Tax Bill	$12,138 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`643-091-46-00`

Property Details

APN / Parcel Number

Primary APN	`643-091-46-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,302 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Tile
Lot Area	5,537 sqft (0.127 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1237 HALF MOON BAY DR
City	CHULA VISTA
State	CA
Zip	91915-2111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC4RS7
Legal Description	LOT 89 TR 012778
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	012778
Legal Block	3
Legal Lot Number	89
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3005
Census Tract	13316

Owner

1237 Half Moon Bay Dr is owned and occupied by two individuals who bought it in July 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1237 HALF MOON BAY DR, CHULA VISTA, CA 91915-2111
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2022	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 9, 2020	Grant Deed, Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Sep 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2022 · Amount on File
Deed Sale	Jul 28, 2022 · Amount on File
Prior Sale	Dec 9, 2020 · Amount on File
Deed Document Number	2022308859
Prior Transfer Date	Jan 24, 1997
Prior Transfer Doc	0000043533
Record Updated	Oct 29, 2026

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 28, 2022
Property Address	1237 HALF MOON BAY DR, CHULA VISTA, CA 91915-2111
Document Number	0000308859
Map Reference	MAP 12778
Instrument Date	Jul 20, 2022
Instrument	2022-0308859
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1237 HALF MOON BAY DR, CHULA VISTA, CA 91915-2111

Mortgage

Document Number	0000308860
Date	Jul 28, 2022
Instrument	2022-0308860

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 9, 2020
Property Address	1237 HALF MOON BAY DR, CHULA VISTA, CA 91915-2111
Document Number	0000790349
Map Reference	MAP 12778
Instrument Date	Nov 2, 2020
Instrument	2020-0790349
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1237 HALF MOON BAY DR, CHULA VISTA, CA 91915-2111

Mortgage

Document Number	0000790350
Date	Dec 9, 2020
Instrument	2020-0790350

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1237 HALF MOON BAY DR, CHULA VISTA, CA 91915-2111
Document Number	0000416599
Instrument Date	Sep 27, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1237 HALF MOON BAY DR CHULA VISTA CA 919152111, CHULA VISTA, CA 91915-2111

Mortgage

Document Number	0000416599
Date	Oct 5, 2018
Instrument	416599

Lender

Name	SPRING EQ LLC
Address	PHILADELPHIA, PA 19104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 4, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 1237 Half Moon Bay Dr was $12,138.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,050,594 (+2%) Land $303,874 Building $746,720
2025	$12,138.00	$1,029,995 Land $297,916 Building $732,079
2023	$10,975.00 (+15.03%)	$943,000 Land $272,000 Building $671,000
2022	$9,541.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1237 Half Moon Bay Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1237 Half Moon Bay Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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