Nassau County property record for 1237 Gerbing Rd, Fernandina Beach, FL 32034
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,088 sqft · built 2019 |
| Lot Size | 0.873 acres (38,047 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $285,000 (Feb 2018) |
| Tax Bill | $18,664 (2025) |
| Deeds & Mortgages | Jan 2024 Transfer Mar 2018 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-00-30-0261-0001-0000 |
| Primary APN | 00-00-30-0261-0001-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,088 sqft Living Area |
| Gross Area | 4,013 sqft |
| 1st Floor Area | 1,569 sqft |
| Upper Floors Area | 1,519 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Construction Type | Wood |
| Roof Type | Wood Truss |
| Roof Material | Metal |
| Lot Area | 38,047 sqft (0.873 acres) |
| Garage Type | Attached |
| Garage Area | 925 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 912 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1237 GERBING RD |
|---|---|
| City | FERNANDINA BEACH |
| State | FL |
| Zip | 32034-5432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-1 |
| Legal Description | LOT 1 GERBING GARDENS PB 8/37 |
| Legal Range | 28E |
| Legal Township | 02N |
| Legal Section | 12 |
| Legal Subdivision | GERBING GARDENS |
| Legal Lot Number | 1 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | FERNANDINA BEACH |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 50203 |
Source: Nassau County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2957 GERBING RD, FERNANDINA BEACH, FL 32034 |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jan 19, 2024 | Intrafamily Transfer, Transfer |
| Mar 29, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage CBC NAT'L BK |
| Feb 27, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 27, 2018 · Amount on Record |
| Deed Sale | Feb 27, 2018 · Amount on Record |
| Deed Document Number | 20186053 |
| Deed Book / Page | 2179 / 1532 |
| Last Transfer Date | Jan 4, 2024 |
| Transfer Doc | 0026891433 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Jan 19, 2024 |
| Property Address | 1237 GERBING RD, FERNANDINA BEACH, FL 32034-5432 |
| Document Number | 0026891433 |
| Book / Page | 2689 / 1433 |
| Map Reference | MB 8 PG 37 AND 38 |
| Instrument Date | Jan 4, 2024 |
| Instrument | 202445001491 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 755, FERNANDINA BEACH, FL 32035-0755 |
| Name | Verified Name |
|---|---|
| Address | 2957 S FLETCHER AVE, FERNANDINA BEACH, FL 32034-6024 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Mar 29, 2018 |
| Property Address | 1237 GERBING RD, FERNANDINA BEACH, FL 32034-5432 |
| Document Number | 0021860533 |
| Book / Page | 002186 / 000533 |
| Instrument Date | Mar 28, 2018 |
| Instrument | 9541 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2788 OCEAN OAKS DR S FERNANDINA BEACH FL 320344829, FERNANDINA BEACH, FL 32034-4829 |
| Document Number | 21860533 |
|---|---|
| Date | Mar 29, 2018 |
| Book Page | 002186/000533 |
| Instrument | 9541 |
| Name | CBC NAT'L BK |
|---|---|
| Type | Bank |
| Address | ALPHARETTA, GA 30022 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 28, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Feb 27, 2018 |
| Property Address | 1237 GERBING RD, FERNANDINA BEACH, FL 32034-5432 |
| Document Number | 0021791532 |
| Book / Page | 002179 / 001532 |
| Instrument Date | Feb 26, 2018 |
| Instrument | 6053 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,995.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2788 OCEAN OAKS DR S FERNANDINA BEACH FL 320344829, FERNANDINA BEACH, FL 32034-4829 |
Source: Nassau County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,664.00 (+1.12%) | $1,241,054 (+2.9%) | $1,742,596 (+44.48%) Land $420,000 Building $1,322,596 |
| 2024 | $18,458.00 (+0.92%) Homeowner's exemption | $1,206,078 (+2.99%) Land $420,000 Building $786,078 | $1,206,078 (+2.99%) Land $420,000 Building $786,078 |
| 2023 | $18,290.00 (+41.22%) Homeowner's exemption | $1,171,056 (+27.63%) Land $420,000 Building $751,056 | $1,171,056 (+27.63%) Land $420,000 Building $751,056 |
| 2022 | $12,951.00 | $917,538 Land $354,000 Building $563,538 | $917,538 Land $354,000 Building $563,538 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 630 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1,202 units insured incl. 572 condo units |
| Nearby Flood Claims | 50 (1985–2025) |
| Claims Outside the SFHA | 38 of 50 |
| Most Recent Claim | Mar 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NASSAU-AMELIA UTILITIES private · serves 9,750 people · EPA ID FL2450022 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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