Mecklenburg County property record for 1237 Fordham Rd, Charlotte, NC 28208
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,938 sqft · built 2019 |
| Lot Size | 0.444 acres (19,372 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $650,000 (Dec 2021) |
| Tax Bill | $5,558 (2023) |
| Deeds & Mortgages | Oct 2023 Line of Credit Jul 2021 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 119-032-25 |
| Primary APN | 119-032-25 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,938 sqft Heated Area |
| Gross Area | 1,117 sqft |
| 1st Floor Area | 867 sqft |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 19,372 sqft (0.444 acres) |
| Porch | Porch |
| Porch Area | 120 sqft |
| Patio Area | 12 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 119-032-25 |
|---|---|
| Street Address | 1237 FORDHAM RD |
| City | CHARLOTTE |
| State | NC |
| Zip | 28208-6217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | L10 B3 M1166-461 |
| Legal Subdivision | MARSH REALTY CO |
| Legal Block | 3 |
| Legal Lot Number | 10 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 3600 |
Source: Mecklenburg County records, as of July 10, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1237 FORDHAM RD, CHARLOTTE, NC 28208-6217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 9, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jul 21, 2021 | Deed of Trust, Mortgage · Line of Credit COGENT BANK |
| Dec 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Jun 22, 2021 | Correction Deed |
| Apr 22, 2019 | Warranty Deed, Transfer · Construction Mortgage GRAY DOG INVS |
| Apr 20, 2018 | Warranty Deed, Transfer MICHELLE KNOCHEL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2021 · Amount on Record |
| Deed Sale | Dec 17, 2021 · Amount on Record |
| Prior Sale | Dec 16, 2019 · Amount on Record |
| Deed Document Number | 0036881853 |
| Deed Book / Page | 36881 / 853 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1237 FORDHAM RD, CHARLOTTE, NC 28208-6217 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2023 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 1237 FORDHAM RD, CHARLOTTE, NC 28208-6217 |
| Document Number | 0000096455 |
|---|---|
| Date | Oct 9, 2023 |
| Book Page | 38418/759 |
| Instrument | 2023096455 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1237 FORDHAM RD, CHARLOTTE, NC 28208-6217 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1237 FORDHAM RD, CHARLOTTE, NC 28208-6217 |
| Document Number | 0000140396 |
|---|---|
| Date | Jul 21, 2021 |
| Book Page | 36318/868 |
| Instrument | 2021140396 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28208 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 30, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Dec 17, 2021 |
| Property Address | 1237 FORDHAM RD, CHARLOTTE, NC 28208-6217 |
| Document Number | 0000237790 |
| Book / Page | 36881 / 853 |
| Map Reference | MB 1166 PG 461 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 2021237790 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Title Company | TRYON TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 812 IDEAL WAY, CHARLOTTE, NC 28203-5931 |
| Name | Verified Name |
|---|---|
| Address | 1237 FORDHAM RD, CHARLOTTE, NC 28208-6217 |
| Document Number | 0000237791 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 2021237791 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jun 22, 2021 |
| Property Address | 1237 FORDHAM RD, CHARLOTTE, NC 28208-6217 |
| Document Number | 0000121756 |
| Book / Page | 36210 / 866 |
| Map Reference | MB 1166 PG 461 |
| Instrument Date | Jun 22, 2021 |
| Instrument | 2021121756 |
| Record Updated | May 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 125 GEORGE WATKINS TRL, INDIAN TRAIL, NC 28079-8857 |
| Name | Verified Name |
|---|---|
| Address | 1237 FORDHAM RD, CHARLOTTE, NC 28208-6217 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Apr 22, 2019 |
| Property Address | 1237 FORDHAM RD, CHARLOTTE, NC 28208-6217 |
| Document Number | 0000046626 |
| Book / Page | 033443 / 000800 |
| Instrument Date | Apr 22, 2019 |
| Instrument | 46626 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2019 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Tax | $200.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2433 THE PLAZA CHARLOTTE NC 282052405, CHARLOTTE, NC 28205-2405 |
| Document Number | 46627 |
|---|---|
| Date | Apr 22, 2019 |
| Book Page | 033443/000802 |
| Instrument | 46627 |
| Name | GRAY DOG INVS |
|---|---|
| Type | MERS |
| Address | CHARLOTTE, NC 28211 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 21, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Apr 20, 2018 |
| Property Address | 1237 FORDHAM RD, CHARLOTTE, NC 28208-6217 |
| Document Number | 0000047382 |
| Book / Page | 032616 / 000881 |
| Instrument Date | Apr 19, 2018 |
| Instrument | 47382 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2019 |
| Title Company | INVESTORS TITLE INSURANCE, INVESTORS TITLE INS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $45.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1101 SUNSET RD #680913 CHARLOTTE NC 282160437, 680913, CHARLOTTE, NC 28216-0437 |
| Document Number | 47383 |
|---|---|
| Date | Apr 20, 2018 |
| Book Page | 032616/000885 |
| Instrument | 47383 |
| Name | MICHELLE KNOCHEL |
|---|---|
| Address | 135 BROAD ST, ASHEVILLE, NC 28801-1985 |
| Amount | Amount Recorded |
|---|---|
| Term | 36 Months |
| Due | Apr 19, 2021 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,558.00 | $576,000 Land $135,000 Building $441,000 | $576,000 Land $135,000 Building $441,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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