1237 Fernham Ln, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 1237 Fernham Ln, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,100 sqft · built 1994
Lot Size	0.279 acres (12,153 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,900 (Nov 2018)
Tax Bill	$4,900 (2025)
Deeds & Mortgages	Jul 2014 Mortgage Sep 2020 Refinance + 3 more
APN	`0616002000410`

Property Details

APN / Parcel Number

Primary APN	`0616002000410`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,100 sqft Living Area
Gross Area	2,129 sqft
1st Floor Area	956 sqft
Upper Floors Area	956 sqft
Attic	Attic
Attic Area	216 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,153 sqft (0.279 acres)
Lot Dimensions	135 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	162 sqft

Exterior Amenities

Pool Type	Pool Type
Pool Area	600 sqft
Porch	Slab
Porch Area	98 sqft
Patio Area	930 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1237 FERNHAM LN
City	CHESAPEAKE
State	VA
Zip	23322-9079
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12S: RESI
Legal Description	41 AMDED COVENTRY MEADOWS SEC 1
Legal Subdivision	COVENTRY MEADOWS
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2006
Census Tract	21009

Owner

Source: Chesapeake City records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1237 FERNHAM LN, CHESAPEAKE, VA 23322-9079
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2014	Deed of Trust, Mortgage · VA Mortgage USAA FEDERAL SAVINGS BANK
Sep 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance TIDEWATER HOME FUNDING LLC
Nov 7, 2014	Deed of Trust, Mortgage · ARM SUN WEST MORTGAGE COMPANY INC
Nov 2, 2018	Warranty Deed, Transfer · ARM TIDEWATER HOME FUNDING LLC
Aug 22, 2005	Warranty Deed, Transfer · Conventional Mortgage USAA FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2018 · Amount on Record
Deed Sale	Nov 2, 2018 · Amount on Record
Prior Sale	Aug 22, 2005 · Amount on Record
Deed Document Number	201829187
Deed Book / Page	9965 / 403
Record Updated	Sep 20, 2026

July 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1237 FERNHAM LN, CHESAPEAKE, VA 23322-9079
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009415/255
Date	Jul 29, 2014
Book Page	9415/255

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2044

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1237 FERNHAM LN, CHESAPEAKE, VA 23322-9079
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10218/1718
Date	Sep 14, 2020
Book Page	10218/1718
Instrument	200032899

Lender

Name	TIDEWATER HOME FUNDING LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

November 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1237 FERNHAM LN, CHESAPEAKE, VA 23322-9079
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009447/218
Date	Nov 7, 2014
Book Page	9447/218

Lender

Name	SUN WEST MORTGAGE COMPANY INC

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2044

Interest

Rate Type	Adjustable Rate
Rate	2%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2020

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Nov 2, 2018
Property Address	1237 FERNHAM LN, CHESAPEAKE, VA 23322-9079
Document Number	9965/403
Book / Page	9965 / 403
Instrument Date	Oct 31, 2018
Instrument	180029187
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1237 FEMHAM LN, CHESAPEAKE, VA 23322

Mortgage

Document Number	180029188
Date	Nov 2, 2018
Instrument	180029188

Lender

Name	TIDEWATER HOME FUNDING LLC

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Type Change Date	Nov 1, 2028

August 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 22, 2005
Property Address	1237 FERNHAM LN, CHESAPEAKE, VA 23322-9079
Document Number	0006154/24
Book / Page	6154 / 24
Instrument Date	Aug 19, 2005
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000615427
Date	Aug 22, 2005
Instrument	6154/27

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,900.00 (+44.71%)	$485,100 (+6.45%) Land $185,000 Building $300,100	$485,100 (+6.45%) Land $185,000 Building $300,100
2023		$455,700 (+11.55%) Land $175,000 Building $280,700	$455,700 (+11.55%) Land $175,000 Building $280,700
2022		$408,500 Land $150,000 Building $258,500	$408,500 Land $150,000 Building $258,500
2019	$3,386.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	3 (1982–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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