1237 Ferdinand St, Coral Gables (Miami), FL 33134 Property Records

Miami-Dade County property record for 1237 Ferdinand St, Coral Gables, FL 33134

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,630 sqft · built 1925
Lot Size	0.141 acres (6,150 sqft)
Owner	2 Individual Names on File
Last Sale	$835,000 (Aug 2018)
Tax Bill	$15,914 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Aug 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`03-4107-018-7290`

Property Details

APN / Parcel Number

Primary APN	`03-4107-018-7290`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,630 sqft Living Area
Gross Area	2,813 sqft
1st Floor Area	144 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1987
Exterior Material	Concrete Block
Construction Type	Concrete Block
Lot Area	6,150 sqft (0.141 acres)
Lot Dimensions	123 ft deep x 50 ft wide
Patio Area	94 sqft

Location & Zoning

Street Address	1237 FERDINAND ST
City	CORAL GABLES
State	FL
Zip	33134-2167
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100
Legal Description	CORAL GABLES GRANADA SEC PB 8-113 LOT 19BLK 65 LOT SIZE 50.000 X 123 OR 16047-5319 0993 1
Legal Range	41E
Legal Township	54S
Legal Section	07
Legal Subdivision	CORAL GABLES GRANADA SEC
Legal Block	65
Legal Lot Number	19
Jurisdiction	DADE FL
Township / Civil Division	MIAMI
Census Block Group	2
Census Block	2021
Census Tract	6105

Owner

1237 Ferdinand St is owned and occupied by two individuals who bought it in August 2018.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1237 FERDINAND ST, CORAL GABLES, FL 33134-2167
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Aug 15, 2018	Warranty Deed, Transfer · Conventional Mortgage CADENCE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2018 · Amount on File
Deed Sale	Aug 15, 2018 · Amount on File
Prior Sale	Nov 18, 2010 · Amount on File
Deed Document Number	2018494636
Deed Book / Page	31101 / 1554
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	1237 FERDINAND ST, CORAL GABLES, FL 33134-2167
Transaction Type	Mortgage
Record Updated	Mar 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1237 FERDINAND ST, CORAL GABLES, FL 33134-2167

Mortgage

Document Number	0000174613
Date	Mar 6, 2024
Book Page	34122/1446
Instrument	2024R0174613

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 28, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Aug 15, 2018
Property Address	1237 FERDINAND ST, CORAL GABLES, FL 33134-2167
Document Number	0000494636
Book / Page	31101 / 1554
Map Reference	MB 08 PG 113
Instrument Date	Aug 9, 2018
Instrument	2018R0494636
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,010.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6401 CASABELLA LN, 6401, BOCA RATON, FL 33433-5438

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1237 FERINAND ST, CORAL GABLES, FL 33134-2167

Mortgage

Document Number	0000494637
Date	Aug 15, 2018
Instrument	2018R0494637

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1237 Ferdinand St was $15,914 with a homeowner's exemption.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Coral Gables City
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,914.00 Homeowner's exemption	$912,633	$1,015,523 Land $596,550 Building $418,973
2023	$14,375.00 (+17.36%) Homeowner's exemption	$822,246 (+10.74%) Land $467,400 Building $354,846	$822,246 (+10.74%) Land $467,400 Building $354,846
2022	$12,249.00	$742,489 Land $387,450 Building $355,039	$742,489 Land $387,450 Building $355,039

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1237 Ferdinand St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1237 Ferdinand St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline.

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