1237 Fairwood Ct, Apt 2, Elgin, IL 60123 Property Records

Kane County property record for 1237 Fairwood Ct, Apt 2, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 812 sqft · built 1970
Owner	2 Individual Names on File
Last Sale	$95,000 (Dec 2020)
Tax Bill	$2,139 (2025)
Deeds & Mortgages	Dec 2020 Sale Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-03-455-025`

Property Details

APN / Parcel Number

Primary APN	`06-03-455-025`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Units	12 Units
Stories	2 Stories
Building Area	812 sqft Living Area
Gross Area	1,218 sqft
Basement Area	406 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1237 FAIRWOOD CT, 2
City	ELGIN
State	IL
Zip	60123-1438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWOOD COURT ONE CONDO - UNIT 2
Legal Subdivision	FAIRWOOD COURT ONE CONDO
Legal Block	1
Legal Lot Number	6
Legal Unit	2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1021
Census Tract	851000

Owner

1237 Fairwood Ct, Apt 2 is owned and occupied by two individuals who bought it in December 2020.

Source: Kane County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1237 FAIRWOOD CT, 2, ELGIN, IL 60123-1438
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Mar 7, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Mar 2, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2020 · Amount on File
Deed Sale	Dec 16, 2020 · Amount on File
Prior Sale	Mar 19, 2009 · Amount on File
Deed Document Number	202078578
Prior Transfer Date	Nov 1, 2018
Prior Transfer Doc	0000009068
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 16, 2020
Property Address	1237 FAIRWOOD CT APT 2, 2, ELGIN, IL 60123-1438
Document Number	0000078578
Instrument Date	Sep 9, 2020
Instrument	78578
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$143.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1237 FAIRWOOD CT #2 BELLEVUE NE 68123, 2, BELLEVUE, NE 68123

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Mar 7, 2019
Property Address	1237 FAIRWOOD CT APT 2, 2, ELGIN, IL 60123-1438
Document Number	0000009068
Map Reference	DOC 2005K153165
Instrument Date	Nov 1, 2018
Instrument	2019K009068
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1237 FAIRWOOD CT APT 2, 2, ELGIN, IL 60123-1438

Mortgage

Document Number	0000009069
Date	Mar 7, 2019
Instrument	2019K009069

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate
Rate	5.62%

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Mar 2, 2018
Property Address	1237 FAIRWOOD CT APT 2, 2, ELGIN, IL 60123-1438
Document Number	0000009774
Instrument Date	Feb 9, 2018
Instrument	9774
Transaction Type	Transfer
Record Updated	Mar 26, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1237 FAIRWOOD CT #2 ELGIN IL 601231438, 2, ELGIN, IL 60123-1438

Tax Assessment & Valuation

The 2025 property tax bill for 1237 Fairwood Ct, Apt 2 was $2,139 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,139.00 Homeowner's exemption	$36,040 (+8.57%) Land $7,556 Building $28,484	$108,163 (+8.57%) Land $22,677 Building $85,486
2024		$33,196 Land $6,960 Building $26,236	$99,628 Land $20,888 Building $78,739
2022	$1,850.00 (+6.02%) Homeowner's exemption	$27,346 (+6.96%) Land $5,734 Building $21,612	$82,038 (+6.96%) Land $17,202 Building $64,836
2021	$1,745.00 Homeowner's exemption	$25,567 Land $5,361 Building $20,206	$76,701 Land $16,083 Building $60,618

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1237 Fairwood Ct, Apt 2 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1237 Fairwood Ct, Apt 2 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Fox Valley Internet, T-Mobile.

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