Cook County property record for 1237 Elm St, Winnetka, IL 60093
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,793 sqft · built 1951 |
| Lot Size | 0.3 acres (13,050 sqft) |
| Owner | Individual Name on File |
| Last Sale | $650,000 (Jul 2016) |
| Tax Bill | $13,837 (2023) |
| Deeds & Mortgages | Jan 2026 Line of Credit Aug 2023 Second Mortgage + 4 more |
| Flood Zone | Zone A (high risk) |
| APN | 05-20-104-029 |
| Primary APN | 05-20-104-029 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,793 sqft Living Area |
| 1st Floor Area | 1,793 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Bungalow |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 13,050 sqft (0.3 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1237 ELM ST |
|---|---|
| City | WINNETKA |
| State | IL |
| Zip | 60093-2120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (MID)-(PARK) A SUB OF BLK2 OF EDGEWOOD A RESUB OF BLK S1-3,6-8 NW SEC 20-42-13 |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 20 |
| Legal Subdivision | MID - PARK |
| Legal Block | 2,S1- |
| Legal Lot Number | 15 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 5 |
| Census Block | 5006 |
| Census Tract | 800500 |
Source: Cook County records · APN 05-20-104-029
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1237 ELM ST, WINNETKA, IL 60093-2120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 28, 2026 | Deed of Trust, Mortgage · Line of Credit CONSUMERS CU |
| Aug 04, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CONSUMERS CU |
| Aug 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK |
| Sep 30, 2020 | Quit Claim Deed, Transfer GUARANTEED RATE |
| Feb 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Nov 02, 2017 | Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 20, 2016 · Amount on Record |
| Deed Sale | Jul 20, 2016 · Amount on Record |
| Prior Sale | Nov 17, 2011 · Amount on Record |
| Deed Document Number | 201610183 |
| Last Transfer Date | Jul 27, 2020 |
| Transfer Doc | 0000062160 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1237 ELM ST, WINNETKA, IL 60093-2120 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002823144 |
|---|---|
| Date | Jan 28, 2026 |
| Instrument | 2602823144 |
| Name | CONSUMERS CU |
|---|---|
| Type | Credit Union |
| Address | LAKE FOREST, IL 60045 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 20, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1237 ELM ST, WINNETKA, IL 60093-2120 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0021613096 |
|---|---|
| Date | Aug 04, 2023 |
| Instrument | 2321613096 |
| Name | CONSUMERS CU |
|---|---|
| Type | Credit Union |
| Address | GURNEE, IL 60031 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 01, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1237 ELM ST, WINNETKA, IL 60093-2120 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2021 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0023255280 |
|---|---|
| Date | Aug 20, 2021 |
| Instrument | 2123255280 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Sep 30, 2020 |
| Property Address | 1237 ELM ST, WINNETKA, IL 60093-2120 |
| Document Number | 2027462160 |
| Instrument Date | Jul 27, 2020 |
| Instrument | 27462160 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2020 |
| Title Company | RAVENSWOOD TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1237 ELM ST WINNETKA IL 600932120, WINNETKA, IL 60093-2120 |
| Document Number | 2027462161 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 27462161 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 29, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1237 ELM ST, WINNETKA, IL 60093-2120 |
| Document Number | 2006655248 |
| Instrument Date | Feb 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1237 ELM ST WINNETKA IL 600932120, WINNETKA, IL 60093-2120 |
| Document Number | 2006655248 |
|---|---|
| Date | Mar 06, 2020 |
| Instrument | 6655248 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 05, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1237 ELM ST, WINNETKA, IL 60093-2120 |
| Document Number | 1732408073 |
| Instrument Date | Nov 02, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1237 ELM ST WINNETKA IL 600932120, WINNETKA, IL 60093-2120 |
| Document Number | 1732408073 |
|---|---|
| Date | Nov 20, 2017 |
| Instrument | 32408073 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 19, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Winnetka Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Winnetka School District 36 (PK - 08) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $80,000 (+26.99%) Land $28,710 Building $51,290 | $800,000 (+26.99%) Land $287,100 Building $512,900 | |
| 2023 | $13,837.00 (+6.41%) | ||
| 2022 | $13,003.00 Homeowner's exemption | $62,999 Land $29,362 Building $33,637 | $629,990 Land $293,620 Building $336,370 |
Source: FEMA National Flood Hazard Layer as of February 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 14 (1980–2016) |
| Claims Outside the SFHA | 4 of 14 |
| Most Recent Claim | Jul 2016 · river or lake flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 363 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WINNETKA serves 12,475 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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