1237 Elm St, Grafton, OH 44044 Property Records

Lorain County property record for 1237 Elm St, Grafton, OH 44044

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,778 sqft · built 1991
Lot Size	0.319 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$166,000 (Jul 2017)
Tax Bill	$3,204 (2025)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-00-079-000-009`

Property Details

APN / Parcel Number

Primary APN	`11-00-079-000-009`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,778 sqft Living Area
1st Floor Area	1,130 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	13,939 sqft (0.319 acres)
Lot Dimensions	190 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	28 sqft
Deck Area	288 sqft
Patio Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1237 ELM ST
City	GRAFTON
State	OH
Zip	44044-1219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KINTER SUNNY ACRES 1 74.98 X 190
Legal Subdivision	KINTERS SUNNY ACRES SUBDIVISION #1
Legal Lot Number	14
Jurisdiction	LORAIN OH
Township / Civil Division	GRAFTON
Census Block Group	2
Census Block	2019
Census Tract	95100

Owner

1237 Elm St is owned and occupied by two individuals who bought it in July 2017.

Source: Lorain County records, as of March 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1237 ELM ST, GRAFTON, OH 44044-1219
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2017 · Amount on File
Deed Sale	Jul 24, 2017 · Amount on File
Prior Sale	Dec 29, 2004
Deed Document Number	2017004008
Record Updated	Jun 8, 2026

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 24, 2017
Property Address	1237 ELM ST, GRAFTON, OH 44044-1219
Document Number	0000637919
Instrument Date	Jul 21, 2017
Instrument	637919
Transaction Type	Transfer
Record Updated	Aug 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$664.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1237 ELM ST GRAFTON OH 440441219, GRAFTON, OH 44044-1219

Mortgage

Document Number	637920
Date	Jul 24, 2017
Instrument	637920

Lender

Name	HOWARD HANNA MTG SVCS
Type	Mortgage Company
Address	MAYFIELD HEIGHTS, OH 44124

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1237 Elm St was $3,204.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Grafton Village
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,204.00	$76,800 (+0.01%) Land $15,280 Building $61,520	$219,410 (-) Land $43,650 Building $175,760
2024	$3,204.00 (+1.01%)	$76,794 (+12.92%) Land $15,278 Building $61,516	$219,410 (+12.92%) Land $43,650 Building $175,760
2023	$3,172.00 (+0.32%)	$68,006 (-0.01%) Land $11,428 Building $56,578	$194,300 Land $32,650 Building $161,650
2022	$3,162.00	$68,010 Land $11,430 Building $56,580
2021			$194,300 Land $32,650 Building $161,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1237 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1237 Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAFTON VILLAGE PWS private · serves 2,769 people · EPA ID OH4700511
Water Source	Purchased surface water from RURAL LORAIN CO. WATER A
Last State Inspection	May 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GLW Broadband Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20