Kane County property record for 1237 Edwards Ave, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,104 sqft · built 1961 |
| Lot Size | 0.178 acres (7,736 sqft) |
| Owner | Company Name on File |
| Last Sale | $35,333 (Nov 2022) |
| Tax Bill | $7,220 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jun 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-35-327-013 |
| Primary APN | 09-35-327-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| Basement Area | 1,104 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,736 sqft (0.178 acres) |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1237 EDWARDS AVE |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-4476 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 11 EX W5 SUB |
| Legal Subdivision | SCHOOLSIDE SUB |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 852002 |
Source: Kane County assessment roll, APN 09-35-327-013, as of December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1237 EDWARDS AVE, SAINT CHARLES, IL 60174-4476 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Dec 05, 2025 | Deed of Trust, Mortgage · Line of Credit WINGS FINANCIAL CU |
| Jun 23, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Nov 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 22, 2022 · Amount on Record |
| Deed Sale | Nov 22, 2022 · Amount on Record |
| Prior Sale | Feb 18, 1997 · Amount on Record |
| Deed Document Number | 202256070 |
| Last Transfer Date | Jun 22, 2023 |
| Transfer Doc | 0000020760 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1237 EDWARDS AVE, ST CHARLES, IL 60174-4476 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000048356 |
|---|---|
| Date | Dec 05, 2025 |
| Instrument | 2025K048356 |
| Name | WINGS FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 04, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 23, 2023 |
| Property Address | 1237 EDWARDS AVE, SAINT CHARLES, IL 60174-4476 |
| Document Number | 0000020760 |
| Instrument Date | Jun 22, 2023 |
| Instrument | 2023K020760 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1237 EDWARDS AVE, ST CHARLES, IL 60174-4476 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 22, 2022 |
| Property Address | 1237 EDWARDS AVE, SAINT CHARLES, IL 60174-4476 |
| Document Number | 0000056070 |
| Instrument Date | Oct 20, 2022 |
| Instrument | 2022K056070 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $285.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1000 GENEVA RD # 130, 130, ST CHARLES, IL 60174-4251 |
| Document Number | 0000056071 |
|---|---|
| Date | Nov 22, 2022 |
| Instrument | 2022K056071 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.12% |
Source: Kane County assessment roll as of December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,220.00 (+24.5%) | ||
| 2024 | $106,167 (+36.42%) Land $30,537 Building $75,630 | $318,628 (+36.47%) Land $91,648 Building $226,981 | |
| 2022 | $5,799.00 (+4.3%) Homeowner's exemption | $77,826 (+4.91%) Land $26,563 Building $51,263 | $233,478 (+4.91%) Land $79,689 Building $153,789 |
| 2021 | $5,560.00 Homeowner's exemption | $74,184 Land $25,320 Building $48,864 | $222,552 Land $75,960 Building $146,592 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), as of October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898520021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 527 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system IL0894830, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CHARLES serves 33,081 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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