1237 Echo Dr, South Bend, IN 46614 Property Records

St. Joseph County property record for 1237 Echo Dr, South Bend, IN 46614 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,042 sqft · built 1964
Lot Size	0.283 acres (12,350 sqft)
Owner	Individual Name on File
Tax Bill	$2,988 (2024)
Deeds & Mortgages	Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-09-30-103-007.000-002`

Property Details

APN / Parcel Number

Primary APN	`71-09-30-103-007.000-002`
Alternative APN	`02310120738`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,042 sqft Living Area
Basement Area	811 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	12,350 sqft (0.283 acres)
Lot Dimensions	130 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Sewer	Connected

Location & Zoning

Account Number	02310120738
Street Address	1237 ECHO DR
City	SOUTH BEND
State	IN
Zip	46614-2141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 & LOT 26 EX 70' E SIDE GARLAND WOODS 1ST SEC
Legal Subdivision	GARLAND WOODS FIRST ADD
Legal Lot Number	27,26
Jurisdiction	ST JOSEPH IN
Township / Civil Division	CENTRE
Census Block Group	4
Census Block	4019
Census Tract	3200

Owner

Source: St. Joseph County records · APN 71-09-30-103-007.000-002

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1237 ECHO DR, SOUTH BEND, IN 46614-2141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 10, 2002
Deed Sale	Jul 10, 2002
Record Updated	Jun 08, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1237 ECHO DR, SOUTH BEND, IN 46614-2141
Transaction Type	Mortgage
Record Updated	Nov 09, 2023
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001906901
Date	Apr 02, 2019
Instrument	1906901

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Centre Township
Municipality	South Bend City
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$387,000 (+75.83%) Land $55,400 Building $331,600	$387,000 (+75.83%) Land $55,400 Building $331,600
2024	$2,988.00 (+13.18%)
2023	$2,640.00 (-0.11%)	$220,100 (-) Land $55,400 Building $164,700	$220,100 (-) Land $55,400 Building $164,700
2022	$2,643.00 Homeowner's exemption	$220,100 Land $55,400 Building $164,700	$220,100 Land $55,400 Building $164,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Joseph County (18141C), updated December 15, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 181410032004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 426 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Mercury Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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